It is a dozen years since I bought my home in Brook Green. Conveyancing lawyers have now been instructed on the sale but I am unable to track down my title deeds. Will this cause complications?
Don’t worry too much. First there is a possibility that the deeds will be retained by the lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Brook Green involves registered property but in the unlikely event that your property is not registered it is more problematic but is not insurmountable.
We're in Brook Green, First time buyers buying with a mortgage (lender is Lloyds , and our solicitor is on the Lloyds conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
How does conveyancing in Brook Green differ for newly converted properties?
Most buyers of new build or newly converted property in Brook Green approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because builders in Brook Green tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Brook Green or who has acted in the same development.
I am using a search engine for the phrase conveyancing in Brook Green it reveals many conveyancersin the vicinity. How do I determine which is the suitable conveyancer for me?
The ideal method of finding a suitable conveyancer is via personal recommendation, so seek the opinion of colleagues and relatives who have purchased a property in Brook Green or the reputable estate agent or mortgage broker. Costs for conveyancing in Brook Green differ, so it's sensible to request at least three quotes from varying types of solicitors. Be sure to obtain confirmation that the costs are guaranteed not to rise.
Why is New Build conveyancing in Brook Green more costly?
Conveyancing in Brook Green for newly converted or new build homes often involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as supplemental questions and contractual concerns.