My fiance’s sister is a conveyancer. I am hopeful that I will receive friends and family pricing for conveyancing, However if that does not come through, what level of figure would I typically be looking at for conveyancing in Canons Park?
You should compare pricing. Make use of our comparison tool on this page. Whilst charges do be different but service levels do differ between solicitors as is the case with the vast majority of professional services.
This question may be naive but I am wet behind the ears as a 1st time purchaser of a garden flat in Canons Park. Do I receive the keys to the premises on completion from my conveyancer? If so, I will appoint a High Street conveyancing solicitor in Canons Park?
On the day of completion you do not need to go to the conveyancers office in Canons Park. Your solicitors will electronically transfer the purchase money to the vendor’s lawyers, and once they have received this, you should be able to receive the keys from the selling Agents and start moving into the property. This tends to happen between 1 and 3pm.
We previously instructed conveyancers locally in Canons Park on the Leeds Building Society solicitor approved list. They are now charging me an additional charge for the legal aspects of the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. The charge is not set by Leeds Building Society but by your Canons Park conveyancing practitioner. Some firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee but some practices incorporate it on their overall fee.
The formalities of my purchase has taken place for my property in Canons Park. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My wife and I own a renovated Victorian property in Canons Park. Conveyancing solicitor acted for me and Virgin Money. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Virgin Money to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Canons Park and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
I'm purchasing my first flat in Canons Park with a mortgage from Nottingham Building Society. The developers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my conveyancer about this extras as it will adversely affect my loan with Nottingham Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it best to appoint a Canons Park conveyancing solicitor in close proximity to the house I am buying? I have an old university friend who can execute the conveyancing however his firm is located a couple of hundredkilometers away.
The benefit of a high street Canons Park conveyancing firm is that you can attend the office to execute paperwork, deliver your ID and apply pressure on them if necessary. They will also have local knowledge which is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that should surpass using an unfamiliar Canons Park conveyancing solicitor solely due to them being Canons Park based.