A loan agreement from HSBC for the remortgage of my 4 bedroom apartment is coming within the next few days. Could you propose a low cost conveyancing solicitor in Canterbury?

You have come to the wrong site to search for the lowest fares for conveyancing in Canterbury. Our intention is to offer cost effective conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint brokers offering £99 conveyancing in Canterbury. At best, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in additional fees and still not get the service required.

I have recentlybecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Canterbury for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is in my name in the name of the former proprietor?

The easiest method to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Canterbury conveyancing specialists.

I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Canterbury is the location of the property. Is there any guidance you can impart?

Flying freeholds in Canterbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canterbury you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canterbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Canterbury Leasehold Conveyancing - Examples of Questions you should ask before Purchasing

It would be sensible to find out if there is anything that is prohibited in the lease. By way of example it is very common in Canterbury leases that pets are not allowed in in a block in Canterbury. If you like the propertyin Canterbury however your cat is not allowed to make the move with you then you will be faced difficult compromise. Is there a share of the freehold? Who takes charge for maintaining and repairing the block?

At what stage do I cover the costs of the Stamp Duty Land Tax chargeable for my conveyancing in Canterbury?

Your will fill out a Land Transaction Return Form on your behalf during your Canterbury purchase transaction for you to sign. After completion your will submit the Land Transaction Return Form to the Inland Revenue and - as long as they have the money - settle any Stamp Duty payable on your behalf.