What does my ID and proof of funds have anything to do with my conveyancing in Whitstable? Why is this being asked of me?
Whitstable conveyancing solicitors and indeed property lawyers accross the UK have an obligation under money laundering regulations to check the ID of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to disclose two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).
Evidence of source of funds is also required in compliance with the money laundering statutes as conveyancers are duty bound to ensure that the money you are utilising to purchase a property (be it the exchange deposit or the total purchase price if you are a cash purchaser) has come from a reputable source (such as an inheritance) as opposed to the product of criminal behaviour.
Just bought a detached house in Whitstable , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Whitstable conveyancing solicitor works at snail pace, so I want to be certain that my purchase is registered.
There is nothing unique when it comes to conveyancing in Whitstable registration formalities. Rather than based on location, timeframes can adjust depending on who lodges the application, whether there are errors and whether the Land registry communicate with any interested persons or bodies. At present approximately 80% of submission are fully dealt with within two weeks but some can be subject to extensive delays. Registration is effected once the purchaser is living at the property thus 'speed' is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
Due to the advice of my in-laws I had a survey completed on a house in Whitstable before retaining solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may not grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whitstable. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it possible to transfer to a new solicitor as I need to find a firm on the Santander conveyancing list. I hired a family conveyancing solicitor in Whitstable five minutes from me but the firm is not accepted by Santander
It would be our pleasure to assist you find a conveyancing solicitor in Whitstable on the Santander panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Whitstable. Using the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in Whitstable and throughout England and Wales.
In surfing the internet for the words cheap conveyancing in Whitstable it shows results of numerous solicitorsin the vicinity. How do I determine which is the right solicitor for my move?
The ideal way of choosing the right conveyancer is via personal referral, so seek the opinion of colleagues and family who have purchased a property in Whitstable or a reputable estate agent or financial adviser. Charges for conveyancing in Whitstable vary, so it's sensible to secure a minimum of three quotes from different law firms. Make sure that you know what costs in the quote includes.