Various online forums that I have frequented warn that are a common cause of stalling in Whitstable conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Whitstable.

It has been 3 months since my purchase conveyancing in Whitstable concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am buying a new build house in Whitstable with a loan from Lloyds TSB Bank. The builders refused to reduce the amount so I negotiated 6k of additionals instead. The estate agent advised me not inform my lawyer about the side-deal as it will affect my loan with Lloyds TSB Bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My brother has suggested that I instruct his conveyancing solicitors in Whitstable. Should I use them?

There are no two ways about it the ideal way to find a conveyancing solicitor is to seek recommendations from friends or family who have actually used the firm that you are are thinking of instructing.

We are seeking to acquire a repossessed flat in Whitstable and the mortgagee in possession would like to complete inside a month. Do lawyers complete in this timeframe? Am I best advised to use a local Whitstable firm or an online company that advertises to offer speedy conveyancing?

Attend your Whitstable high street. Go in to two or three firms and request to talk to a conveyancing solicitor for an estimate. Explain your situation and get assurances on speed. Choose the firm that seems most trustworthy. Be sure to select a conveyancing practitioner on the list of lawyers approved by your mortgage company.