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Recently asked questions about conveyancing in Cardigan

Completed the sale of my flat in Cardigan last January but our buyer keeps calling every few hours to say their lawyer needs to hear from mine. What are the post completion sale legalities following completion?

Post completion of your house sale your solicitor is obliged to forward the transfer deeds and all of the paperwork to the purchaser's lawyers. If applicable, your conveyancer should also send confirmation that the home loan has been repaid to the purchasers conveyancers. There are no post completion formalities specific conveyancing in Cardigan.

I used Stirling Law several years ago for my conveyancing in Cardigan. I now require my file however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cardigan of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I decided to have a survey completed on a house in Cardigan before appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some banks will not issue a loan on a flying freehold premises.

It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cardigan. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cardigan to see if the conveyancing costs will increase in light of this.

In what way does the Landlord & Tenant Act 1954 affect my business offices in Cardigan and how can your lawyers assist?

The particular law that you refer to provides a safeguard to business tenants, granting the a statutory right to make a request to court for a renewal lease and remain in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Cardigan

Is it best to use a Cardigan conveyancing solicitor in close proximity to the house I am hoping to buy? I have an old university friend who can deal with the legal work however her office is a couple of hundredmiles away.

The benefit of a local Cardigan conveyancing practice is that you can attend the office to execute documents, hand in your ID and pester them where appropriate. Having local Cardigan know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and the majority were impressed that should outweigh using an unfamiliar Cardigan conveyancing solicitor just because they are round the corner.

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Find out more about how flying freehold can affect your the value of a property.