My Cardigan solicitor has discovered an inconsistency between the information in the valuation survey and what is in the title deeds. My lawyer informs me that he is obliged to check that the lender is happy with this discrepancy and is content to go ahead. Is my lawyer’s approach right?
Your solicitor must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Finally the sale completed on my house in Cardigan last January yet the purchaser is whats apping daily to moan that his conveyancer needs to hear from mine. What are the post completion sale formalities following completion?
Post completion of your disposal your lawyer is committed to send the transfer documentation and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer must also send confirmation that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There are no post completion tasks peculiar conveyancing in Cardigan.
What is the best way to investigate if the solicitor conducting my conveyancing in Cardigan is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus paying £192.00 in further conveyancing fees.
Please do take advantage of the search tool on this page. Pick the lender and type ‘Cardigan’ or your location and you will see a number of lawyer offices in Cardigan or near you.
Am I best advised to instruct a Cardigan conveyancing practitioner based in the area that I am buying? I have an old university friend who can deal with the legal work but her office is over three hundred kilometers away.
The primary upside of using a high street Cardigan conveyancing practice is that you can visit the firm to execute paperwork, deliver your ID and pester them where appropriate. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that should trump using an unknown Cardigan conveyancing lawyer just because they are based in the area.
Can a conveyancer remove a person from the title of my property in Cardigan ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a solicitor