Would the conveyancing practitioners listed on your site conduct right to buy conveyancing in Crymych?

We work with a number of conveyancing conveyancers carrying out right to buy conveyancing You should call the conveyancers listed in order to secure a costs illustration.

It is 10 years ago since I purchased my home in Crymych. Conveyancing lawyers have now been appointed on the sale but I am unable to find my title documents. Is this a problem?

You need not be too concerned. Firstly there is a chance that the deeds will be retained by your lender or they could be in the possession of the lawyers who oversaw the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Crymych relates to registered property but in the unlikely event that your home is not registered it is more tricky but is resolvable.

we are a couple who are buying a purpose built apartment in Crymych with a mortgage from Halifax.We like our Crymych conveyancing solicitor but Halifax says her practice is not listed on their "panel". It seems we are left with no choice but to instruct a Halifax panel lawyer or retain our preferred solicitor and fork out for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Halifax use our lawyer?

No, not really. The home loan issued to you contains terms and conditions, one of which will be that conveyancers needs to be on the Halifax approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Halifax

I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Crymych lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where HSBC has sent the Land Registry the discharge electronically, and
3. HSBC has instructed the Land Registry to do so

The formalities of my purchase has taken place for my property in Crymych. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

My offer was accepted on an apartment in Crymych on 7/10/2025, valuation was booked five days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have been sourcing a conveyancing practitioner in Crymych for my home move. Is it possible to check a firm’s complaints history with the legal regulator?

You may read presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.