My relative suggested that where I am buying in Whitland I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Whitland conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Whitland around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Whitland Education with plans and statistics, Local Amenities and other useful information concerning Whitland.
The deeds to my home can not be found. The conveyancers who did the conveyancing in Whitland 5 years ago no longer exist. What are my next steps?
You no longer need to hold title deeds to evidence that you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Whitland differ for new build properties?
Most buyers of new build property in Whitland contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Whitland typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Whitland or who has acted in the same development.
I opted to have a survey completed on a property in Whitland before appointing solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some banks will refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whitland. Conveyancing will be smoother if you use a solicitor in Whitland especially if they regularly deal with such properties in Whitland.
I need to retain a conveyancing solicitor for freehold conveyancing in Whitland. I happened to stumble across a site which seems to have the perfect offering If it is possible to get all this stuff completed via phone that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?