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Find a Whitland Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whitland? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whitland conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Whitland

Is there a reason to instruct a Whitland conveyancing firm given that national conveyancers are so much cheaper?

Its a good idea to compare conveyancing costs in Whitland and you should seek a competitive estimate but don’t become consumed with hunting for the lowest priced Whitland conveyancer. Finding the right conveyancer can mark the difference between a seamless and a frustrating house move. It is important that you ensure that you have expert guidance from a trusted solicitor. Emails can't replace a phone discussion and are no substitute for a one to one meeting. The firms that we work with will appoint you a qualified and trusted conveyancing solicitor that will tackle your conveyancing from start to finish, providing a level of continuity that you are unlikely to received from an internet conveyancer. He or She will inform you on any developments making sure that you are never in the dark. Should you need to call the firm you will be sure who to ask for and we'll ensure you are kept fully informed.

In what way does my ID and proof of funds have anything to do with my conveyancing in Whitland? What am I being asked for?

Whitland conveyancing solicitors as well as nationwide property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to check the ID of any client with a view to ensure that clients are who they say they are.

Conveyancing clients are required to produce two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and evidence of address (typically a Utility Bill no older than three months).

Confirmation of source of funds is also required in compliance with the money laundering regulations as lawyers are duty bound to check that the money you are using to acquire a property (whether it be the deposit for exchange or the total purchase price if you are buying mortgage free) has originated from legitimate source (such as an inheritance) as opposed to the fruits of illegitimate activity.

Will our lawyer be making enquiries about flooding as part of the conveyancing in Whitland.

The risk of flooding is if increasing concern for lawyers dealing with homes in Whitland. Plenty of people will buy a house in Whitland, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not qualified to give advice on flood risk, but there are a numerous searches that can be carried out by the purchaser or by their lawyers which can figure out the risks in Whitland. The standard completed inquiry forms sent to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) includes a standard inquiry of the owner to find out if the premises has historically flooded. If flooding has previously occurred which is not revealed by the owner, then a buyer may issue a claim for damages stemming from an inaccurate reply. The purchaser’s conveyancers will also commission an environmental report. This should indicate if there is any known flood risk. If so, further investigations should be conducted.

I have been pointed in your direction by a number of selling agents in Whitland to choose a property lawyer on your site. What’s the financial incentive for Estate Agents to recommend your lawyers ahead of alternative conveyancing organisations?

We refuse to give any referral fee for directing people in our direction. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

I've found a house that seems to meet my requirements, at a great figure which is making it more attractive. I have since been informed that the title is leasehold rather than freehold. I would have thought that there are issues purchasing a leasehold house in Whitland. Conveyancing advisers have are about to be appointed. Will they explain the issues?

Most houses in Whitland are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can assist with the conveyancing process. We note that you are purchasing in Whitland so you should seriously consider looking for a Whitland conveyancing solicitor and be sure that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the landlord’spermission to conduct changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your lawyer will appraise you on the various issues.

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