Do banks and building societies provide you with an approved list of Whitland conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?

Whitland conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.

We just had an offer accepted to buy with Earl Shilton BS. I visited a couple of local solicitors yet cant to find a Whitland conveyancing firm on the Earl Shilton BS approved list. Could you help?

Please do make the most of the search tool on this page. Pick the lender and type Whitland or your location and you will be presented with a number of lawyer located in Whitland or nearest you.

I'm remortgaging my primary property to a BTL loan with National Westminster Bank and I will use the ballance of the raised equity towards another property. The area we are looking at is Whitland. Will your lawyers be able to act for both sets of mortgage companies and tie in the transactions?

Make use of our comparison tool on this site to ensure that the lawyers are on the relevant lender panels. Having checked that they are your solicitor should be able to connect the two transactions but you should talk with you solicitor and make clear your expectations and requirements.

I've recently bought a leasehold property in Whitland. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Whitland - A selection of Queries before buying

The best form of lease structure is a share of the freehold. In this scenario the leaseholders enjoy being in charge if their destiny and even though a managing agent is frequently retained where it is larger than a house conversion, the managing agent employed by the leaseholders. Best to be warned if redecorating or some other major work is coming up that will be shared amongst the tenants and could well materially impact the level of the service costs or require a one time payment. You will want to find out as much as you can about the company managing the building as they can either make your life much simpler or problematic. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to every day matters such as the tidiness of the communal areas. Don't be shy to ask other people if they are happy with them. On a final note, find out the dates that the service fees are due to the appropriate party and specifically what it includes.

The conveyancing solicitors carrying out our conveyancing in Whitland has sent documents to review that reveal that the land is unregistered with epitome documents. Why is the property not yet recorded at HMLR?

Much of the property in Whitland is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Whitland conveyancing practitioners should be familiar with this type of conveyancing but if any uncertainty prevails the prevailing guidance presently is for the vendor’s solicitor to register the title first and then sell - this will have a domino effect to result in a protracted conveyancing.