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Find a Whitland Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Whitland? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Whitland conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Whitland conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Whitland

I am selling my flat in Whitland. Will my conveyancer need to be required to be on the RBS conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

Me and my brother purchased a semi-detached Edwardian house in Whitland. Conveyancing lawyer acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold under the matching property. Is it worth asking Lloyds TSB Bank to clarify?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitland and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing solicitor who completed the work.

I am buying my first flat in Whitland with a mortgage from Nationwide Building Society. The sellers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative advised me not inform my conveyancer about this deal as it may put at risk my loan with Nationwide Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Whitland ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not issue a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different instructions from Halifax. If you contact us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whitland. Conveyancing may be slightly more expensive based on your lender's requirements.

My business partner and I are intending to lease a unit on a shopping parade. Can you recommend solicitors offering no-move-no fees for non-domestic conveyancing in Whitland for below £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Whitland, including the sale and purchase of businesses as well as simply property. If you are intending to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we will find you the right solicitor. As for the fees these will vary based on the structure and heads of terms of the proposed transaction. Let us have your details or call us so that we may furnish you with a detailed commercial conveyancing calculation.

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Find out more about how flying freehold can affect your the value of a property.