My mortgage broker says he needs my Saundersfoot lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I obtain this. I have e-mailed my local Saundersfoot office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Saundersfoot property lawyer . They should have a central record lender panel numbers.
My wife and I are acquiring a newly constructed duplex in Saundersfoot and my conveyancer is telling me that she has to the lender to disclose incentives from the developer. I am nearing the developer’s deadline to exchange contracts and I have no desire to prolong deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do lenders provide you with an approved list of Saundersfoot conveyancing solicitors? How do you know who is on the Leeds Building Society conveyancing panel?
Saundersfoot conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
Given that I am about to spend £400,000 on a two bedroom apartment in Saundersfoot I wish to have a conversation with the conveyancer about myhouse move ahead of appointing the firm. Can this be arranged?
This is something that we encourage - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be conducting your property ownership legalities in Saundersfoot.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Saundersfoot should be the amount on the final invoice that you end up paying.
We have had DIP from Halifax who have advised we could borrow up to £350k. At what point do we need to appoint a solicitor for conveyancing? Saundersfoot is where we are buying.
It would be wise to appoint a conveyancing practitioner now so that the conveyancing practitioner can open the file so they can do their AML checks etc. If and when you wish them to commence work you will be asked for a payment on account normally approximately £225. That should generally be once you have the mortgage offer and valuation results, nevertheless if you wish to speed the process you can start quicker even though you may be risking some money.