I am helping my niece sell her property in Kilgetty. Will the conveyancer arrange the EPC or do I organise this?
Following the abolition of HIPs, EPC’s was kept a mandatory element of selling a house. An energy performance certificate should be commissioned before the property is put on the market. This is not as aspect of the sale process that lawyers ordinarily arrange. Where you are instructing a Kilgetty conveyancing lawyer they may be able to arrange energy performance certificates given their relationships with long established Kilgetty providers
I have a mortgage with Co-operative for my property in Kilgetty. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Co-operative must be informed of your intention before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel solicitor.
I am due to exchange contracts on my house. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being difficult. The Kilgetty solicitor who is on the Coventry BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some quick conveyancing in Kilgetty as I have a deadline to sign on the dotted line in less than 3 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Kilgetty the following are instances of what can crop up and adversely affect market value: Enforcement Actions, Overdue Charges, Overdue Grants, Railway Schemes,...
It has been four months since my purchase conveyancing in Kilgetty took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does the Landlord & Tenant Act 1954 impact my business property in Kilgetty and how can your lawyers assist?
The particular law that you refer to provides a safeguard to business lessees, giving them the a statutory right to apply to court for a new tenancy and continue in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Kilgetty is one of our many locations in which our lawyers are located
My father-in-law has suggested that I use his conveyancing solicitors in Kilgetty. Should I use them?
No doubt the best way to find a conveyancing lawyer is to seek recommendations from friends or family who have experience in using the conveyancer that you are considering.