We are planning to buy with Melton Mowbray Building Society. We have called around locally but am unable to find a Church Stretton conveyancing firm on the Melton Mowbray Building Society panel. Please you assist?
Please do take advantage of the find a lender approved solicitor tool on this site. Please choose the building society and type Church Stretton or your location and you will discover numerous conveyancers located in Church Stretton or nearest you.
I am buying a house and the conveyancer has referenced Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly necessary for conveyancing in Church Stretton
Unless a prior purchase of the house completed after 12 October 2013 you could assume that solicitors delivering conveyancing in Church Stretton to continue to propose a a chancel search and or insurance against a claim.
I have a renovated Georgian property in Church Stretton. Conveyancing practitioner represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold under the matching address. Is it worth asking Alliance & Leicester to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Church Stretton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing lawyer who completed the work.
In scouring the web for the words on line conveyancing in Church Stretton it reveals many conveyancersin the area. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?
The ideal way of seeking a suitable conveyancer is through a personal testimonial, so seek the opinion of colleagues and family who have acquired a property in Church Stretton or a local estate agent or mortgage broker. Fees for conveyancing in Church Stretton vary, so it's a good idea to request a minimum of three quotes from varying types of conveyancers. Dont forget to clarify what costs in the quote includes.
I've recently bought a leasehold property in Church Stretton. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Church Stretton Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to buying
You will want to find out as much as possible about the managing agents as they will either make your living at the property much simpler or uncomfortable. Being a leasehold owner you are often in the clutches of the managing agents both financially and when it comes to every day matters like the tidiness of the common parts. Don't be shy to ask other tenants if they are happy with their service. On a final note, be sure you understand the dates that you are obliged pay the maintenance charge to the managing agents and precisely what it includes. Many Church Stretton leasehold properties will incur a service charge for the upkeep of the block set by the freeholder. Should you purchase the apartment you will have to pay this liability, usually quarterly throughout the year. This could be anything from a few hundred pounds to thousands of pounds for buildings with lifts and large common grounds. There will also be a rentcharge for you to pay annual, this is usually not a exorbitant figure, say about £50-£100 but you should to enquire it because sometimes it can be prohibitively expensive. It is important to be aware whether fixing the lift or some other major work is anticipated to be shared by the tenants and could well materially impact the level of the maintenance charges or necessitate a one time payment.