We see that you have a post code search directory identifying law firms on the RBS conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in Craven Arms?

We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Craven Arms.

I'm purchasing a new build house in Craven Arms with the aid of help to buy. The builders refused to budge the amount so I negotiated 6k of extras instead. The property agent told me not disclose to my solicitor about this extras as it could affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £195,000 and found one close by in Craven Arms I like with a park and transport links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Craven Arms in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you need a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

I'm refinancing my existing house to a buy to let loan with Birmingham Midshires and I will use the rest of the raised equity as a deposit on a second house. The location we are interested in is Craven Arms. Will your solicitors be able to act for the two mortgage companies and tie in the transactions?

Do use our comparison tool on this page to ensure that the conveyancers are approved by both lenders. Having checked that they are your lawyer should be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and make clear your expectations and requirements.

We're FTB’s - had an offer accepted, yet the property agent informed us that the owners will only proceed if we use their recommended solicitors as they need an ‘expedited deal’. We would rather use a family conveyancer who is accustomed to conveyancing in Craven Arms

It is unlikely the owners are driving this. Should the vendor desire ‘a quick sale', alienating a genuine purchaser is going to damage their objectives. Speak to the vendors direct and make sure they understand (a)you are motivated buyers (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you will continue to instruct your own,trusted Craven Arms conveyancing firm - rather thanthose that will earn their negotiator at the agency a commission or meet his conveyancing targets demanded by senior management.