We are buying a newbuild apartment in Ludlow with a residential mortgage from Platform Home Loans Ltd.We like our Ludlow conveyancing practitioner but Platform Home Loans Ltd says she’s not listed on their approved list of member firms. we are left little option but to use a Platform Home Loans Ltd panel lawyer or retain our local solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan issued to you is subject to its terms and conditions, one of which will be that solicitors must be on the Platform Home Loans Ltd approved list. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Platform Home Loans Ltd
My aunt informed me that in buying a property in Ludlow there could be various restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Ludlow which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Ludlow should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you point me to a directory of Nationwide panel solicitors in Ludlow on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lending institutions make their panel listings available online. Where you are in need of a Ludlow conveyancer on the Nationwide please make the most of our tool.
How can we tell if a Ludlow conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Ludlow getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your conveyancing.
What can a local search tell me regarding the house we're purchasing in Ludlow?
Ludlow conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search is essential in every Ludlow conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I am looking to sell my house. My past lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Ludlow if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Ludlow. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
Am I best advised to choose a Ludlow conveyancing solicitor in close proximity to the house I am hoping to buy? We have a good friend who can conduct the legal work however her office is over three hundred miles drive away.
The benefit of a local Ludlow conveyancing practice is that you can drop in to execute documents, deliver your ID and apply pressure on them where appropriate. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were content that should surpass using an unknown Ludlow conveyancing lawyer just because they are based in the area.