My brother-in-law has suggested I instruct a conveyancing solicitor in Clapton. I I would like to check whether they are on the Halifax approved list of lawyers. Can you advise?
The first thing you should do is contact your lawyer and enquire if they can act for the lender. Otherwise please call Halifax who may be able to confirm.
We are selling our house in Clapton and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A high street Clapton conveyancer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing outfit rather than a conveyancing solicitor in Clapton. We have lived in Clapton for many years we know of no issue. Is it a good idea to contact our local Authority to seek clarification need.
It sounds as though you may have a conveyancing firm already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I'm buying my first flat in Clapton with the aid of help to buy. The sellers would not move on the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my conveyancer about this extras as it will affect my loan with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the input of my in-laws I had a survey completed on a house in Clapton ahead of appointing solicitors. I have been told that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies will refuse to issue a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clapton. Conveyancing will be smoother if you use a solicitor in Clapton especially if they are acquainted with such properties in Clapton.
Me and mypartner and I are searching for an affordable conveyancing solicitor in Clapton to buy a home. I I am fearful of appointing the wrong one and there's various Clapton conveyancing solicitors out there...who's the best?
Where you have not instructed a property lawyer before, a personal recommendation via family or friends is a preferable starting point and is often a good indicator of quality. As an alternative option, take a look at the client references published on your conveyancer’s website or use our search facility to select a conveyancing lawyer in Clapton.