Souldinstructing a Crofton conveyancing practice make my purchase more efficient?
Existing third party connections are another important factor to consider when choosing conveyancing solicitors. Crofton conveyancers benefit from long term relationships with lenders and agents, local authorities, valuers and other law firms meaning you will move in shortest possible time. Possessing a well rounded knowledge of the local area also helps too.
Would the conveyancing solicitors that you recommend perform right to buy conveyancing in Crofton?
We work with numerous conveyancing lawyers carrying out right to buy conveyancing Please get in touch with us in order to secure a costs illustration.
What does my ID and proof of funds have anything to do with my conveyancing in Crofton? What am I being asked for?
Crofton conveyancing solicitors and indeed property practitioners accross the UK have a duty under Anti-terror and anti-money-laundering rules to check the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to disclose two forms of certified ID; proof of ID (usually a Passport or Driving Licence) and proof of address (usually a Bank Statement no more than three months).
Evidence of source of funds is also required in compliance with the money laundering laws as conveyancers are required to ensure that the funds you are utilising to acquire a property (be it the exchange deposit or the total purchase monies if you are a cash purchaser) has come from legitimate source (such as employment savings) as opposed to the proceeds of illegitimate activity.
I opted to have a survey done on a house in Crofton before appointing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies tend not issue a mortgage on such a house.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Crofton. Conveyancing may be slightly more expensive based on your lender's requirements.
We're first time buyers - had an offer accepted, but the selling agent advised that the owners will only move forward if we appoint the agent's recommended solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Crofton
We suspect that the owner is not behind this requirement. If they desire ‘a quick sale', taking such a hostile approach to a serious purchaser is likely to cause more damage than good. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to instruct your preferred Crofton conveyancing solicitors - as opposed tothe ones that will provide the estate agent a commission or meet his conveyancing figures pre-set by HQ.