Completed the sale of my flat in Crofton last May yet the purchaser is e-mailing daily to say his solicitor is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Following your disposal your lawyer should forward the transfer deeds and all additional paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also confirm that the home loan has been discharged to the purchasers lawyers. There is unlikely to be post completion requirements specific conveyancing in Crofton.
Last month we had a mortgage agreed in principle with Skipton. Crofton conveyancing lawyers are chosen. What is the average time that one could expect to receive a mortgage offer from Skipton?
Some lenders take longer than others. Have Skipton conducted the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being difficult. The Crofton solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told three weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Crofton is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been on the look out for a ground for flat up to £235,500 and found one close by in Crofton I like with a park and railway links nearby, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Crofton in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan that many years will likely be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
Are there any apps to assist me to identify a Crofton solicitor on the Virgin Money conveyancing panel? I drive a motor bike and am happy to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please pick a lender and your location and you will see a number of Crofton conveyancing lawyers located nearest you. We have detailed some Crofton conveyancing firms towards the end of this page and you can telephone them to check if they are on the Virgin Money member panel
I am thinking of appointing a conveyancing practitioner in Crofton for my house move. Is it possible to see a solicitor's complaints history with the legal regulator?
Members of the public can review published Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training purposes.