The loan agreement from HSBC for the remortgage of my 3 bedroom garden flat is expected by the end of next week. Could you suggest a cheap conveyancing practitioner in Cromer?

This site is not designed to help those in their quest for a cheap conveyancing solicitors in Cromer. Our aim is to provide cost effective conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers seducing you with £99 conveyancing in Cromer. The optimum result, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not get the service you were hoping for.

My husband and I are in the process of looking at apartments in Cromer and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a home loan with .

It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with , make sure you remember to check that your lawyer is on the conveyancing panel.

I recently had an offer accepted on an apartment in Cromer. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. Soon after, the contacted me embarrassingly acknowledging that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

After what seems like an age I have had an offer on an apartment in Cromer accepted, but there is a chain. The owners have placed an offer on a property, however it’s not yet tied up, and have viewings of other flats booked. I have selected a high street conveyancing solicitor in Cromer. What do I do now? At what stage should I apply for the mortgage with ?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx one thousand pounds, then valuation, Cromer conveyancing search charges, etc). The first course of action is to ensure that your is on the conveyancing panel. Regarding the next stages this very much depends on the uniqueness of your case, motivation for this property and on the state of the market. During a buoyant market many home buyers would apply for a home loan with and pay for the valuation and only if it comes back ok would they ask their to press on with the conveyancing in Cromer.

My wife and I are planning on selling our property in Cromer and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Cromer conveyancer would know that there is no such problem. It does beg the question why the buyers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Cromer. Having lived in Cromer for 5 years we know of no issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.

It sounds as though you may have a conveyancing lawyer already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

Just had an offer accepted on a new build apartment in Cromer. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Cromer

Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I am looking for a leasehold apartment up to £195,000 and found one round the corner in Cromer I like with a park and railway links in the vicinity, however it's only got 49 years on the lease. There is not much else in Cromer in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan the remaining unexpired lease term will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.