I am planning to move house in September. Should my conveyancing solicitor update the removal company on the day of completion. As an aside, can you suggest a removal company in Hungerford. Conveyancing solicitor was chosen before I stumbled across your page.
On the afternoon of completion you can pick up the keys from your estate agent but this should only happen after the vendors solicitors advise the agent that the monies to complete are in and the keys can be released. You will need to advise the removal men that they can start moving you in. We do not recommend a specific removal organisation but can assist you in locating a residential property solicitor in Hungerford or a lawyer that specialises in conveyancing in Hungerford.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Hungerford solicitor on the UBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I recently had an offer agreed on an apartment in Hungerford. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. Shortly after, the solicitor called me to say that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I need some quick conveyancing in Hungerford as I am faced with pressure to sign on the dotted line inside one month. Fortunately I do not require a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a mortgage free purchaser you have the choice not to have searches conducted although no law firm would advise that you don't. With plenty of history conveyancing in Hungerford the following are examples of what can arise and therefore impact market value: Enforcement Notices, Overdue Fees, Overdue Grants, Railway Schemes,...
I purchased a terraced Edwardian house in Hungerford. Conveyancing lawyer acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching property. Is it worth asking Alliance & Leicester to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hungerford and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who conducted the purchase.
I am looking for a flat up to £235,500 and identified one near me in Hungerford I like with amenity areas and railway links nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Hungerford for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
My company is wishing to take over a lease of a shop on the high street. Can you recommend solicitors offering fixed fees for non-domestic conveyancing in Hungerford for below 1500k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Hungerford, including the disposal and purchase of businesses as well as simply property. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the costs this will depend on the structure and complexity of the proposed transaction. Please provide us with your contact information or telephone so as to enable us to furnish you with comprehensive commercial conveyancing calculation.