Find a Hungerford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hungerford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hungerford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Hungerford

Can the conveyancing lawyers via your comparison service carry out attended exchange conveyancing in Hungerford?

There are a few conveyancing experts who can conduct personalised exchanges. Do call us to get a conveyancing quote and details as to availability.

I own a freehold premises in Hungerford but still charged rent, why is this and what is this?

It’s unusual for properties in Hungerford and has limited impact for conveyancing in Hungerford but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.

We are planning on selling our house in Hungerford and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Hungerford lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice rather than a conveyancing solicitor in Hungerford. We have lived in Hungerford for three years we know that this is a non issue. Do we contact our local Authority to get confirmation that there is no issue.

It would appear that you have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

Due to the guidance of my in-laws I had a survey completed on a property in Hungerford in advance of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend refuse to grant a mortgage on such a house.

It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hungerford. Conveyancing will be smoother if you use a solicitor in Hungerford especially if they are acquainted with such properties in Hungerford.

I have just appointed agents to market my garden flat in Hungerford. Conveyancing has not commenced, however I have just received a quarterly maintenance charge invoice – what should I do?

It best that you clear the invoice as usual given that all rents and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Hungerford Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    Many Hungerford leasehold properties will have a service charge for maintenance of the building set on behalf of the management company. Where you purchase the flat you will have to pay this contribution, normally quarterly accross the year. This could vary from several hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all probability there will be a ground rent to be met yearly, ordinarily this is not a exorbitant amount, say about £25-£75 but you need to enquire as occasionally it can be many hundreds of pounds. Does this lease have more than 90 years unexpired? It would be prudent to find out as much as possible regarding the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to day to day issues like the tidiness of the communal areas. Enquire of other people whether they are happy with them. On a final note, be sure you discover the dates that the service fees are due to the managing agents and specifically how they are spending that money.

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Find out more about how flying freehold can affect your the value of a property.