Me and my wife are purchasing our first property. The lawyer has calledto ask if we would like to purchase additional conveyancing searches. We are really unsure what's necessary for conveyancing in Hungerford
The quantity and type of Hungerford conveyancing searches depends entirely on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your overall attitude to risk. What matters is that you properly appreciate what information the searches could supply. Then you can make a decision if you consider that you need that information. Should you be unclear, ask your conveyancing practitioner to guide you.
Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Hungerford so that I can attend their offices if required.
Nowadays approved lawyers for lenders carry out their work through the post, internet or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in the country. That being said you should see if you can still book an appointment to visit conveyancing lawyer if you prefer.
My stepmother advised me that in purchasing a property in Hungerford there could be a number of restrictions limiting what one can do in terms of external changes to a property. Is this right?
There are a number of properties in Hungerford which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Hungerford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is there a list of RBS panel solicitors in Hungerford on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of banks make their panel listings available over the internet. If you are in need of a Hungerford conveyancing practitioner on the RBS please make the most of our tool.
is it true that all Hungerford solicitor firms on the Nationwide conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Nationwide approved list of solicitors they would need to be governed by the SRA. The majority of banks do permit licenced conveyancers on their panel and in that case the organisation would be governed by the Council of Licensed Conveyancers.
My wife and I own a renovated Edwardian house in Hungerford. Conveyancing lawyer acted for me and Yorkshire Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hungerford and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who conducted the work.
Taking into account that I will soon part with hundreds of thousands of pounds on a terraced house in Hungerford I wish to have a conversation with the conveyancer about mytransaction ahead of instructing the firm. Is this something that you can arrange?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your conveyancing in Hungerford.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The law firms that we put you in touch with believe that the figure you are provided with for residential conveyancing in Hungerford should be the amount on the final invoice that you are charged.