It is a dozen years since I acquired my property in Hunstanton. Conveyancing solicitors have now been retained on the sale but I am unable to locate my title deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be kept by your mortgage company or they could be in the possession of the lawyers who oversaw your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Hunstanton involves registered property but in the rare situation where your home is unregistered it is more of a problem but is resolvable.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Does this mean I have to appoint their panel conveyancer as I would much rather instruct a specialised conveyancing solicitor in Hunstanton?
Do check but the chances are that appoint one of their panel solicitors if you take up the "fee-free" incentive. Speak to the mortgage company and ask if they offer you a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor in Hunstanton.
I require fast conveyancing in Hunstanton as I am faced with an ultimatum to complete in less than 2 weeks. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at liberty not to have searches conducted although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in Hunstanton the following are examples of what can appear and therefore impact market value: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...
I used Wolstenholmes a few years past for my conveyancing in Hunstanton. Now, I need the documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hunstanton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Hunstanton is where the house is located. Is there any guidance you can give?
Flying freeholds in Hunstanton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hunstanton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hunstanton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.