I do hope you can help me. My Kirkby Stephen conveyancer is informing me me that he has toorder Kirkby Stephen conveyancing searches resulting from the fact thatthe firm are on the Nat Westsolicitor panel. Is this really necessary?

You have limited options available to you. As you are obtaining a home loan with a mortgage company your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Kirkby Stephen conveyancing searches.

My partner and I are selling our house in Kirkby Stephen and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Kirkby Stephen lawyer would know this is not the case. It does beg the question why the buyers used a nationwide conveyancing firm rather than a conveyancing solicitor in Kirkby Stephen. We have lived in Kirkby Stephen for six years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation need.

It sounds as though you may have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)

I opted to have a survey done on a property in Kirkby Stephen ahead of instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may not issue a mortgage on this type of house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Kirkby Stephen. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kirkby Stephen to see if the conveyancing costs will increase in light of this.

Am I best advised to choose a Kirkby Stephen conveyancing practitioner who is local to the property I am purchasing? I have an old university friend who can conduct the legal formalities however her office is over three hundred miles drive away.

The primary upside of using a high street Kirkby Stephen conveyancing firm is that you can attend the office to sign paperwork, deliver your identification documents and pester them where appropriate. Having local Kirkby Stephen know how is a benefit. However it's more important to get someone that will pull out all the stops for you. If if people you trust instructed your friend and they were impressed that should outweigh using an unknown Kirkby Stephen conveyancing lawyer just because they are round the corner.

My wife and I have recently appointed a conveyancing solicitor in Kirkby Stephen. I I would like to check if they are listed on the bank's approved list of lawyers. Could you advise?

It’s a good idea phone the solicitor to check if they are on the bank's panel. Alternatively please call us and we can make some checks for you. If they are not on the lender panel we can certainly arrange a specialist conveyancing solicitor in Kirkby Stephen on the approved list for your lender.