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Find a Lynton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Lynton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Lynton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Lynton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Lynton

What does my ID and proof of funds have anything to do with my conveyancing in Lynton? What am I being asked for?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the potential client they are dealing with before they can accept their conveyancing instruction. The Terms of Engagement that you need to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to supply identification documents, your solicitor can not take you on as a client.

We have agreed to purchase a house in Lynton. One unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Barclays your lawyer must check the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Barclays. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not satisfy these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not isolated to Lynton.

The formalities of my purchase has taken place for my property in Lynton. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

After shopping around on the internet I have found a Lynton conveyancer having checked that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?

Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Lynton postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Lynton.

My colleague advised me that where I am buying in Lynton I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally quoted for as part of the standard Lynton conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Lynton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Lynton.

My wife and I have a 4 bedroom Edwardian house in Lynton. Conveyancing solicitor acted for me and TSB. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lynton and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who completed the work.

I am buying a leasehold property in Lynton. Conveyancing estimates are coming in at around £1700. Does that seem right?

The average cost in 2014 for conveyancing in Lynton was £1,500 excluding Land Tax and HM Land Registry charges.

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Neighbouring Locations

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Lynton

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