Can you suggest a TSB sanctioned Lynton conveyancing conveyancer finish our house move within a very limited time frame? Would it be better to use a high street Lynton solicitor or a national comparison site?

We would be happy to suggest some excellent Lynton conveyancing firms. Another option is to visit the main road in Lynton. Approach a couple of law practices and request to see a conveyancing solicitor for a costs illustration. Explain your time frames together with the reasons and ask for an assurance on your deadline. Choose the one that you are most comfortable with.

we are a couple who are purchasing a purpose built flat in Lynton with a loan from Lloyds TSB Bank.We have a Lynton conveyancing practitioner but Lloyds TSB Bank advised that she’s not listed on their approved list of member firms. we are left little option but to use a Lloyds TSB Bank panel lawyer or retain our high street solicitor and pay for a Lloyds TSB Bank panel lawyer to act for them. This seems very unfair; Can we not simply insist that Lloyds TSB Bank use our lawyer?

Unfortunately,no. The loan offered to you is subject to its various provisions, a common one being that conveyancers needs to be on the Lloyds TSB Bank conveyancing panel. in the past, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Lloyds TSB Bank

I have been on the look out for a flat up to £305k and found one close by in Lynton I like with a park and station in the vicinity, however it's only got 61 years unexpired on the lease. I can't really find anything else in Lynton in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?

If you require a home loan that many years may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.

I need to retain a conveyancing solicitor for some conveyancing in Lynton. I happened to stumble across a site which seems to have the ideal answer If there is a chance to get all the legals done via phone that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am purchasing a flat and cash is in place. My lawyer has been handed with 2 separate evidence of photo ID, bank statement, endless utility bills. Now he needs a copy from a probate lawyer acknowledging that the money is in order and that it has come from inheritance and not dealing E's in Ibiza.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Lynton conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.