Due to move into my new home in Mildenhall next Friday. My conveyancer now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Mildenhall.

We are due to move property in October. Will my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in Mildenhall. Conveyancing firm was chosen prior to coming across your website.

On the day of completion you will need to pick up the house keys from the property agent however this can only be done when the sellers solicitors advise the agent that the monies to complete are in and the keys can be passed over. Subsequently you will need to tell the removal company that they can start moving you in. We are not in a position to suggest a specific removal organisation but can assist you in finding a conveyancing in Mildenhall or a legal practice with expertise in conveyancing in Mildenhall.

My wife and I buying a end of terrace house in Mildenhall. Our aim is to convert the garage to an office at the house.Will the conveyancing process involve enquiries to determine if these alterations are allowed?

Your property lawyer should review the registered title as conveyancing in Mildenhall can on occasion reveal restrictions in the title documents which restrict certain alterations or necessitated the consent of another owner. Many additions require local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.

Skipton have agreed my home loan in principle, my bid on a flat in Mildenhall has been accepted, what happens next?

Your property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s panel). Contact Skipton or your financial adviser and finalise any relevant documentation. Skipton will instruct a valuer who will get in touch with the selling agent or owners to schedule a time for the valuation to occur. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Skipton will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Mildenhall.

The deeds to my house are lost. The lawyers who did the conveyancing in Mildenhall 5 years ago have long since closed. What are my options?

Assuming you have a registered title the details of your ownership will be documented by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, locate your house and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.

I need to appoint a conveyancing solicitor for purchase conveyancing in Mildenhall. I have land on a site which looks to be the perfect offering If there is a chance to get all this stuff done via phone that would be preferable. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My wife and I purchased a leasehold flat in Mildenhall. Conveyancing and Alliance & Leicester mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Mildenhall who acted for me is not around. Any advice?

First make enquiries of HMLR to make sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Mildenhall conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I acquired a 1st floor flat in Mildenhall, conveyancing was carried out December 1998. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Mildenhall with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease ends on 21st October 2082

With just 57 years remaining on your lease we estimate the price of your lease extension to span between £28,500 and £33,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.