It is a dozen years since I acquired my property in Red Lodge. Conveyancing lawyers have just been instructed on the sale but I can't find my deeds. Will this cause complications?
You need not be too concerned. First the deeds may be kept by the lender or they could be archived with the lawyers who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Red Lodge involves registered property but in the rare situation where your home is unregistered it is more tricky but is not insurmountable.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Red Lodge? or Apparently there is an ancient law that means some house owners residing in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Red Lodge?
Unless a previous purchase of the property completed after 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Red Lodge to remain encouraging a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up during conveyancing in Red Lodge?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Red Lodge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a quick, no chain conveyancing. Red Lodge is the location of the property. What do you suggest?
Flying freeholds in Red Lodge are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Red Lodge you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Red Lodge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How difficult is it to change solicitor as I need to choose one who is on the Accord Mortgages Ltd conveyancing panel. I was using a high street conveyancing solicitor in Red Lodge round the corner but he is not approved by Accord Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Red Lodge on the Accord Mortgages Ltd panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Red Lodge. In utilising search facility on this page, you can scrutinise charges for conveyancing solicitors in Red Lodge and beyond.