My IFA requires my Mile End solicitor’s panel reference for the HSBC conveyancing panel. How do I obtain this. I have tried my local Mile End office but they have not got back to me yet.
You are best placed to get this information from your Mile End conveyancing practitioner . Most Mile End conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
Do all mortgage companies provide you with an approved list of Mile End conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Mile End conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I am assisting my mother sell her house in Mile End. Will the conveyancer arrange the EPC or it is for the seller to coordinate?
After the demise of Home Information Packs, EPC’s remained a compulsory part of selling a property. An energy performance certificate needs to be to hand in advance of the property being advertised. This is not a task that solicitors normally arrange. If you are using a Mile End conveyancing solicitor they might be able to arrange EPC’s given their relationships with long established local energy assessors
We have a mortgage agreed in principle with Kent Reliance. Mile End conveyancing lawyers have been instructed. How long does it take for Kent Reliance to issue the offer to the conveyancing practitioner?
There is no definitive answer here. Have Kent Reliance done the valuation? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have finally had an offer on a maisonette in Mile End accepted, but there is a chain. The vendors have placed an offer on somewhere, however it’s not yet tied up, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Mile End. What should be my next step? When should I get the mortgage application with Santander started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then valuation, Mile End conveyancing search costs, etc). The first thing to do is check that your solicitor is on the Santander approved list. Concerning the subsequent steps this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. During a rising market many buyers will apply for a home loan with Santander and pay for the valuation and only if it comes back ok would they ask their property lawyer to press on with the conveyancing in Mile End.
I am looking for a leasehold apartment up to £235,500 and identified one round the corner in Mile End I like with open areas and station in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Mile End for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.
I need to retain a conveyancing solicitor for some conveyancing in Mile End. I have land on a web site which looks to be the perfect solution If there is a chance to get all the legals done via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?