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Find a Limehouse Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Limehouse? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Limehouse transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Limehouse conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Limehouse

My fiance and I are looking to acquire a flat in Limehouse and have appointed a Limehouse conveyancing practice. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Alliance & Leicester have this afternoon contacted us to inform me that there is now an issue as our Limehouse lawyer is not on their conveyancing panel. Please explain?

When purchasing a property with mortgage finance it is usual for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel and you may continue to use your own Limehouse solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

I purchased a freehold house in Limehouse but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Limehouse and has limited impact for conveyancing in Limehouse but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

We're in Limehouse, First timers buying with a mortgage (lender is UBS , and our solicitor is on the UBS conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

There are a variety of conveyancing solicitors in Limehouse but how do I know who I should use?

We would encourage you not to go for the lowest Limehouse conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

Is there a list of RBS panel solicitors in Limehouse on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. A small selection of banks make their panel listings viewable online. If you are seeking to appoint a Limehouse property lawyer on the RBS please use our tool.

We have agreed to purchase a house in Limehouse. An unusual aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is TSB your lawyer must check the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and property lawyers are required to report to TSB where a lease fails to meet these specifications. The conditions relate to the installation of panels on properties countrywide and is not limited to Limehouse.

My in 2008. He has been married, widowed and is now married again. He now wants to the sell the Limehouse property. I believe he will simply be need to provide a copy of his marriage certificates to the lawyer but he is anxious it will frustrate the home sale. Should he appoint a solicitor to update the Land Registry details for the house?

The is no need to bring up to date the register providing you have the evidence needed to show how the name change occurred.

The purchaser’s lawyer will review the title entries and requisition evidence to prove the name change for instance marriage certificates.

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Neighbouring Locations

Bow
Mile End
Bromley
Stepney
Limehouse
Ratcliff
Shadwell
Canary Wharf
Poplar

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