we are a couple who are purchasing a newbuild apartment in Montgomery with a homeloan from Britannia.We use our Montgomery conveyancing solicitor but Britannia informed us he's not on their "panel". we are left little option but to use a Britannia panel lawyer or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Britannia use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its various provisions, a common one being that solicitors must be on the Britannia approved list. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Britannia
I decided to have a survey done on a house in Montgomery before appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders will refuse to issue a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Montgomery. Conveyancing will be smoother if you use a solicitor in Montgomery especially if they are familiar with such properties in Montgomery.
I am a sole trader intending to take an assignment of a lease of a shop on the high street. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in Montgomery for below £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Montgomery, including the disposal and purchase of businesses as well as simply property. Whether you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right lawyer. Regarding the fees these will vary based on the structure and terms of the deal. Let us have your contact information or phone so as to enable us to furnish you with a fixed commercial conveyancing calculation.
We're novice buyers - had an offer accepted, yet the selling agent has warned us that the owners will only issue a contract if we instruct their recommended conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a local conveyancer with experience of conveyancing in Montgomery
We suspect that the seller is unaware of this ultimatum. Should the owner want ‘a quick sale', alienating a motivated purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are motivated buyers (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)however you will continue to appoint your preferred Montgomery conveyancing solicitors - rather thanthe ones that will provide the estate agent a introducer fee or hit his conveyancing figures pre-set by senior management.
I have been Googling for Montgomery competitive conveyancing fees. Can I be sure that all the Montgomery law firms that are listed on your site are on the mortgage company conveyancing panel?
The solicitor and licensed conveyancing practices listed on our site have assured us via an online form that they are on the mortgage company panel and agreed to advise us to take down their listing in the event of removal off of the mortgage company panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Montgomery conveyancing solicitor being on the mortgage company conveyancing panel is incorrect.