I am buying a property and need a conveyancing solicitor in Clun who is on the Nottingham Building Society solicitor. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nottingham Building Society in certain locations such as Clun. We dont recommend any particular firm.
What will a local search tell me concerning the property we're purchasing in Clun?
Clun conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for example Xpress Legal The local search plays a central part in most Clun conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I bought my flat on 9 September and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Clun advises it will be registered in a couple of weeks. Are properties in Clun particularly slow to register?
As far as conveyancing in Clun is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry communicate with any third parties. At present approximately three quarters of such applications are completed in less than three weeks but occasionally there can be extensive hold-ups. Registration is effected once the buyer is living at the property so an expedited registration is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.
I am buying a new build house in Clun with a mortgage from Norwich and Peterborough Building Society. The developers would not budge the price so I negotiated 6k of extras instead. The house builders rep advised me not inform my solicitor about this deal as it would put at risk my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a quick, no chain conveyancing. Clun is where the house is located. Can you offer any opinion?
Flying freeholds in Clun are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clun you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clun may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.