We are about to sign contracts for a freehold house in Clun. We have hit a stumbling block. The loan offer with Britannia runs out on 22/12/2025 but the owners are putting forward a completion date of 24/12/2025. Can one prolong the loan expiry date?

The person best placed to address this issue is your lawyer who will assess if he or she is corresponding with the mortgage broker, seller’s representatives, estate agents or possibly all three based on the history of your transaction as of today.

4 months have gone by following my purchase conveyancing in Clun concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying a new build house in Clun with a loan from TSB. The sellers refused to move on the amount so I negotiated 6k of extras instead. The estate agent advised me not to tell my lawyer about the side-deal as it may affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Clun I like with amenity areas and railway links nearby, however it's only got 51 remaining years left on the lease. I can't really find anything else in Clun suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.

I'm going to purchase an apartment very soon in Clun. I am in need of a Clun conveyancing solicitor. My family lawyer is located in Jersey and unable to assist.Is it possible for you to refer me to a cheap Clun property lawyer that will assist us as well as represent Nottingham?

The purpose of this site is restricted to being a directory service for solicitors who want to be listed as being on the approved conveyancing panel for Nottingham in certain locations such as Clun . Our intention is not to recommend any specific lawyer.