I plan on buying an apartment in Nether Stowey. My property lawyer has never been on on the bank approved panel. Is it possible for me to use my Nether Stowey conveyancing solicitor even though they are not on the lender approved list?

You will need to use a lawyer to deal with the legal work required if you require a loan to purchase your home. The conveyancer will carry out all the appropriate legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage paperwork is in place. You can appoint a Nether Stowey solicitor of your choosing. However, where the property lawyer appointed is not a member of the lender approved list additional fees will be levied as separate legal representation will be need by the mortgage company. Conveyancing panel applications may be submitted, so provided your conveyancer has not in the past applied for membership they should take the chance to apply.

We are purchasing a property and require a conveyancing solicitor in Nether Stowey who is on the Virgin Money solicitor panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Nether Stowey.

Various online forums that I have visited warn that are a common cause of delay in Nether Stowey conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Searches are unlikely to feature in any delay in conveyancing in Nether Stowey.

I have recentlydiscovered that Action Conveyancing have closed. They conducted my conveyancing in Nether Stowey for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?

The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Nether Stowey conveyancing specialists.

Is it necessary during the course of the conveyancing process to pop into the offices of the mortgage company conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Nether Stowey so that I can attend their offices if required.

As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Nether Stowey.