I plan on acquiring a ground floor flat in North Yorkshire. My property lawyer has never been on on the mortgage company approved list. Is it possible for me to retain my North Yorkshire conveyancing solicitor even though they are excluded from the lender approved list?
One must use a property lawyer to complete the legal work required if you take out a mortgage to purchase your property. They will carry out all the appropriate legal checks on the property, make sure that you will be properly registered as the owner and ensure that all the required mortgage documentation is in order. You could select a North Yorkshire lawyer of your choosing. However, where the conveyancing practitioner appointed is not a member of the mortgage company approved list additional costs will arise as separate legal representation will be need by the lender. Bank panel applications may be submitted, so if your lawyer has not previously applied for membership they can do so.
A friend suggested that where I am purchasing in North Yorkshire I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard North Yorkshire conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about North Yorkshire around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the North Yorkshire Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, North Yorkshire Education with plans and statistics, Local Amenities and other useful information concerning North Yorkshire.
Due to the advice of my in-laws I had a survey completed on a house in North Yorkshire before retaining conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some banks may not issue a loan on such a property.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in North Yorkshire. Conveyancing will be smoother if you use a solicitor in North Yorkshire especially if they are acquainted with such properties in North Yorkshire.
Taking into account that I will soon spend hundreds of thousands of pounds on a terraced house in North Yorkshire I wish to have a conversation with the conveyancer regarding thehouse move in advance of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor due to be carrying out your property ownership legalities in North Yorkshire.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in North Yorkshire should be the figure that you end up paying.
In my capacity as executor for the estate of my uncle I am selling a property in Neath but live in North Yorkshire. My conveyancer (who is 260 miles awayhas requested that I sign a statutory declaration prior to completion. Could you suggest a conveyancing lawyer in North Yorkshire who can attest this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are North Yorkshire based