My brother and I have lately bought a house in North Yorkshire. We have noticed several problems with the house which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been conducted as part of conveyancing in North Yorkshire?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in North Yorkshire. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a property owner fills in a document known as a SPIF. answers proves to be inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in North Yorkshire.
I am looking to buy a property and need a conveyancing solicitor in North Yorkshire who is on the Norwich and Peterborough Building Society approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Norwich and Peterborough Building Society in certain locations such as North Yorkshire. We dont recommend any particular firm.
I had a mortgage agreed in principle with Yorkshire BS. North Yorkshire conveyancing solicitors have been chosen. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?
There is no definitive answer here. Have Yorkshire BS conducted the valuation? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
The formalities of my remortgage has taken place for my property in North Yorkshire. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my North Yorkshire building society branch on numerous occasions and was reassured it wasn't an issue and they will lend. My North Yorkshire conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your property lawyer must follow the CML Handbook Part 2 conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Taking into account that I will soon part with £400,000 on a property in North Yorkshire I wish to talk to a lawyer concerning thehome move prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be conducting your property ownership legalities in North Yorkshire.There is no ‘factory style conveyancing’ - every client is an important individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in North Yorkshire should be the amount on the final invoice that you end up paying.
My cousin has encouraged me to instruct his lawyers for conveyancing in North Yorkshire. Should I use them?
No doubt the ideal way to choose a conveyancing lawyer is to get guidance from friends or relatives who have previously instructed the solicitor that you are contemplating using.