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Find a North Yorkshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in North Yorkshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your North Yorkshire transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised North Yorkshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in North Yorkshire

My brother and I have just bought a house in North Yorkshire. We have since encountered a number of problems with the property which we believe were missed in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been ordered for conveyancing in North Yorkshire?

It is not clear from the question as what problems have arisen and if they are specific to conveyancing in North Yorkshire. Conveyancing searches and investigations undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, the vendor fills in a form called a SPIF. If the information turns out to be inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in North Yorkshire.

I am downsizing from our house in North Yorkshire and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know this is not the case. It does beg the question why the purchasers instructed an online conveyancing practice rather than a conveyancing solicitor in North Yorkshire. We have lived in North Yorkshire for six years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification that there is no issue.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I purchased a semi-detached Edwardian property in North Yorkshire. Conveyancing lawyer represented me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold under the matching address. Is it worth asking Santander to clarify?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in North Yorkshire and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the purchase.

What tools are available to identify a North Yorkshire solicitor on the Birmingham Midshires conveyancing panel? I am a keen cyclist and am willing to travel upto 25miles to meet the solicitor.

Feel free to make use of the facility on this website. Please choose the lender and your location and you will see a number of North Yorkshire conveyancing lawyers locally. We have detailed some North Yorkshire conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Birmingham Midshires panel

My nephew is embarking on her first house purchase, he had his mortgage in principle. One the seller agreed the offer on the flat we contacted the mortgage institution to issue the formal offer. We were very surprised to hear that mortgage companies do not accept all solicitor, they must be on their panel, is this legal?

Lenders tend to restrict either the type or the number of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any North Yorkshire conveyancer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

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