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Recently asked questions about conveyancing in Penrith

Have just purchased a repossessed house at auction in Penrith. Conveyancing is necessary. What happens now?

Given that you have now to in every practical sense signed on the dotted line you will need to retain a conveyancing practitioner soon as you are facing a tight a fixed date to complete the property. All auction property will have an associated legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to a leasehold property. You must pass this on to the conveyancer instructed by you at the earliest opportunity. Do make sure that your finances are in order to complete the transaction on the set completion date.

My wife and I purchasing a end of terrace house in Penrith. The intention is to carry out an extension to the side at the house.Will legal due diligence on the property involve enquiries to ascertain if these works are permitted?

Your solicitor should review the registered title as conveyancing in Penrith will occasionally identify restrictions in the title documents which restrict categories of alterations or require the consent of a 3rd party. Certain extensions call for local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.

I am buying a property in Penrith. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is RBS your lawyer must comply with the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for RBS. The CML Handbook contains minimum provisions for solar panel roof-space leases, and solicitors are required to report to RBS where a lease does not meet these requirements. The provisions relate to the installation of panels on properties nationwide and is not restricted to Penrith.

I require fast conveyancing in Penrith as I am faced with a deadline to exchange contracts in less than 2 weeks. Thankfully I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?

If.Given you are are a cash purchaser you have the choice not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Penrith the following are examples of issues that can be revealed and adversely impact future mortgageability: Enforcement Actions, Overdue Charges, Outstanding Grants, Road Schemes,...

The estate agent has sent us the confirmation of our purchase of a new build apartment in Penrith. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Penrith

    Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared.

We're first time buyers - had an offer accepted, but the selling agent has warned us that the seller will only go ahead if we use the agent's preferred lawyers as they are insisting on an ‘expedited deal’. We would rather use a local conveyancer accustomed to conveyancing in Penrith

We suspect that the seller is unaware of this demand. Should the seller require ‘a quick sale', turning down a serious buyer is not the way to achieve this. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to use your preferred Penrith conveyancing firm - as opposed tothe ones that will provide their negotiator at the agency a kickback or achieve conveyancing targets set by corporate headquarters.

Living abroad it is not practicable to travel my Penrith conveyancing practitioners office to execute documents connected to my conveyancing in Penrith – will this be an issue?

You need not be concerned. Penrith conveyancing lawyers can deal with conveyancing transactions for clients throughout the rest of the country. You are unlikely to be required to attend a Penrith conveyancers office. They can handle everything remotely from their Penrith office.

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