The loan offer from Santander for the refinancing of my 4 room maisonette is coming by the end of next week. Are you able to put forward a low cost conveyancing practitioner in Cumbria?
You have arrived at the wrong site to search for the lowest fares for conveyancing in Cumbria. Our aim is to provide value for money conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations seducing you with ninety nine pound conveyancing in Cumbria. At best, in going for cheap conveyancing, you will earn what you pay for and at worst it will result in you with a surprising uplift in additional fees and still not get the service required.
Are all Cumbria Conveyancing Quality Solicitors on the TSB conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Cumbria lawyer on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
Intending to buy a maisonette in Cumbria. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cumbria conveyancer is on the Nationwide conveyancing panel.
Are there any apps to assist me to identify a Cumbria solicitor on the Godiva Mortgages Ltd conveyancing panel? I am a keen cyclist and am willing to travel upto 25kilometers to meet the solicitor.
You can use the tool on this page. Please pick a mortgage company and your location and you will see a number of Cumbria conveyancing lawyers located nearest you. We have detailed some Cumbria conveyancing firms towards the end of this page and you can telephone them to check if they are on the Godiva Mortgages Ltd member panel
I need to instruct a conveyancing lawyer in Cumbria for my remortgage. Is there any facility to check a firm’s record with the profession’s regulator?
Anyone can read presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator may monitor telephone calls for training requirements.
What are your top tips when it comes to choosing a Cumbria conveyancing firm to carry out our lease extension conveyancing?
When appointing a conveyancer for your lease extension (regardless if they are a Cumbria conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Cumbria conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be helpful:
What volume of lease extensions have they carried out in Cumbria in the last year?
I inherited a 1st floor flat in Cumbria, conveyancing having been completed in 2012. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Cumbria with a long lease are worth £201,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease ceases on 21st October 2083
With just 65 years unexpired the likely cost is going to be between £13,300 and £15,400 as well as professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.