My mortgage broker requires my Portland law firm’s panel reference for the Nat West conveyancing panel. What is the best way to discover this. I have tried my local Portland branch but they have not got back to me yet.
You are best placed to get this information from your Portland conveyancing practitioner . Most Portland law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
My wife and I are about to complete on the purchase of a house in Portland but as a consequence of damage from the recent storms I have was able negotiate reparation from the current proprietors in the sum of £3k by way of a deduction in the price. I had intended this to be addressed as part of amending the contract however Principality are not allowing this. Why were they involved?
Your conveyancer being on the Principality conveyancing panel is duty bound to advise Principality of any variations to the purchase price. If you were to refuse your conveyancing practitioner to disclose the reduction to Principality then they would have to discontinue acting for you. In addition, Principality and you would have to appoint a new conveyancing practitioner for your conveyancing in Portland.
After scouring online forums for a cheap lawyer in Portland, many say that I should look for a CQS assured lawyer. What is CQS?
Portland Conveyancing Quality Scheme practices have been granted accreditation under the Law Society's Scheme (CQS) The Law Society introduced CQS to establish evidence of quality standards in the home buying process. CQS enables buyers and sellers to recognise solicitor firms that provide a quality residential conveyancing. Portland is one of locations in England and Wales in which accredited firms are located. The conveyancing scheme obliges solicitors to undergo a strict assessment, compulsory training, self-certification, random audits and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Association of British Insurers.
My wife and I own a 4 bedroom Victorian property in Portland. Conveyancing lawyer represented me and Clydesdale. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Clydesdale to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Portland and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the purchase.
My plan is to acquire a garden flat in Portland. Conveyancing solicitor has been waiting for, from the owner, building insurance schedule. I was told today I was advised that the vendor must forward the insurance paperwork for the flat above as well. Why does my lawyer want to see the insurance for the flat above? Is it really necessary? We have been stalled for the last three weeks…
It is not impossible in leasehold conveyancing in Portland to discover Conveyancing in Portland in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats as opposed to the landlord insuring the entire premises - which is definitely better. You should check with your solicitor but it would appear that your lawyer is looking to establish that the complete building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated due to lack of insurance cover.