I am expecting a mortgage with Nat West. I intend to instruct a Licensed Conveyancer in Dorchester. Does the Nat West Conveyancing panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
I am helping my mother sell her flat in Dorchester. Does the conveyancer arrange an energy performance certificate or should I organise this?
After the abolition of HIPs, EPC’s was kept a mandatory part of selling a house. An EPC should be commissioned in advance of the property being placed on the market. This is not a task that law firms ordinarily arrange. Where you are instructing a Dorchester conveyancing practitioner they may be willing to arrange energy performance certificates given their relationships with long established Dorchester accredited person
I am being told by my solicitor that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Dorchester?
The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
We are getting a further advance on our home loan from Santander as we intend to carry out alterations to our home in Dorchester. Are we obliged to choose a high street Dorchester solicitor on the Santander conveyancing panel to deal with the paperwork?
Santander would not normally appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander conveyancing panel.
I am buying a new build house in Dorchester with a mortgage from Leeds Building Society. The sellers refused to move on the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not reveal to my solicitor about this extras as it may put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was recommended by two or three local estate agents in Dorchester to get a quote from a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to offer your site over and above a competitor’s?
We don’t give any referral fee for directing people in our direction. We found it would be just too difficult a fee because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
In my capacity as executor for the estate of my father I am selling a property in Cardiff but reside in Dorchester. My solicitor (approximately 235 kilometers from mehas requested that I sign a stat dec prior to completion. Can you recommend a conveyancing lawyer in Dorchester to witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Dorchester based