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Recently asked questions about conveyancing in Dorchester

We are only a couple days away from an exchange on a flat in Dorchester and my parents have transferred the exchange deposit to my conveyancing practitioner. I am now told that as the deposit has been received from someone other than me my lawyer needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I informed the lender regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

Your solicitor is duty bound to clarify with lender to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

Completed the sale of my flat in Dorchester last February but my buyer keeps e-mailing every few hours complaining that his lawyer is waiting to hear from mylawyer. What should have happened now that I have sold?

Following your sale your conveyancer is committed to deliver the transfer deeds and all of the paperwork to the purchaser's solicitors. Where relevant, your lawyer should also send confirmation that the home loan has been paid off to the buyers solicitors. There are no post completion formalities unique to conveyancing in Dorchester.

We're first time buyers - agreed a price, yet the property agent informed us that the vendor will only issue a contract if we use their recommended lawyers as they need a ‘quick sale’. We would rather use a high street conveyancer accustomed to conveyancing in Dorchester

It is unlikely the vendors are behind this. Should the vendor desire ‘a quick sale', alienating a genuine buyer is counter productive. Avoid the agents and go straight to the sellers and make sure they understand (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you are going to appoint your own,trusted Dorchester conveyancing lawyers - as opposed tothe ones that will provide the negotiator at the agency a referral fee or meet his conveyancing figures pre-set by HQ.

I today plan to offer on a house that appears to meet my requirements, at a reasonable price which is making it more attractive. I have just found out that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in Dorchester. Conveyancing lawyers have are about to be appointed. Will they explain the issues?

The majority of houses in Dorchester are freehold and not leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Dorchester so you should seriously consider shopping around for a Dorchester conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example requiring the landlord’sconsent to conduct alterations. It may be necessary to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your solicitor will advise you fully on all the issues.

I bought a garden flat in Dorchester, conveyancing formalities finalised 7 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Dorchester with an extended lease are worth £190,000. The ground rent is £45 levied per year. The lease ends on 21st October 2083

With only 62 years remaining on your lease the likely cost is going to span between £17,100 and £19,800 as well as professional fees.

The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.

We are thinking of instructing an online solicitor ahead of a Dorchester conveyancing practice. Any advice?

Advantages do exist in having the option attend a local Dorchester conveyancing solicitor such as

  • signing papers and and when necessary
  • often being able to speak to someone face-to-face can make a significant difference, particularly for more complex transactions
  • the ability to complain if matters need to addressed

When checking estimates, look out for hidden extras. Most decent Dorchester high street solicitors give an all-inclusive figure. Often online agents appear to offer low cost prices, yet have burried 'extras' in the fine print.

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Blandford Forum
Poundbury
Dorchester
Dorset
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Weymouth

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