Finally, a mortgage agreement from Nationwide for the refinancing of my 2 bedroom maisonette is due within the next few days. Are you able to suggest a low cost conveyancing lawyer in Dorset?
You are on the wrong site if you are in need of a cheap conveyancing in Dorset. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing organisations offering £100 conveyancing in Dorset. The optimum outcome, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst you will end up spending a lot in extras and still not get the service expected.
What is your number one tip for finding a conveyancing solicitor in Dorset
We would encourage you not to go for the cheapest Dorset conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
My uncle advised me that in purchasing a property in Dorset there could be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
We are aware of anumerous of properties in Dorset which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Dorset should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
After much negotiation I have agreed a price on an apartment in Dorset. My mortgage broker suggested a solicitor. I paid an advanced payment of £175. A couple of days later, the solicitor contacted me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who dealt with the conveyancing in Dorset 10 years ago no longer exist. What are my options?
These day there are duplicates made of almost everything, and your conveyancer should be aware precisely where to locate all the appropriate documentation so you may buy or dispose of your property without any difficulty. If copies can’t be located, your lawyer can put in place insurance or indemnities protecting you against future claims on the property.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Dorset is the location of the property. Is there any advice you can give?
Flying freeholds in Dorset are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dorset you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dorset may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am short of a 10% deposit on my flat purchase in Dorset , but I am keen go ahead. What can I do?
You can accept a smaller deposit. Most sellers will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment