Should my solicitor be raising enquiries regarding flooding during the conveyancing in Blandford Forum.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Blandford Forum. There are those who purchase a property in Blandford Forum, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.

Lawyers are not best placed to offer advice on flood risk, but there are a numerous searches that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Blandford Forum. The standard completed inquiry forms sent to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a standard question of the owner to determine whether the premises has historically flooded. In the event that the residence has been flooded in past and is not notified by the seller, then a buyer could issue a compensation claim as a result of such an inaccurate response. The purchaser’s solicitors may also conduct an environmental report. This should disclose whether there is any known flood risk. If so, further inquiries will need to be carried out.

I completed on my home on 2 September and the transaction details is yet to be registered. Need I be worried? My conveyancing solicitor in Blandford Forum said it will be dealt with inside ten days. Are properties in Blandford Forum uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Blandford Forum registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry have to notify any interested persons or bodies. At present roughly three quarters of submission are completed in less than three weeks but some can be subject to longer delays. Registration occurs after the purchaser has moved in to the property so 'speed' is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could contact the land registry and explain the circumstances.

I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Blandford Forum is where the house is located. What do you suggest?

Flying freeholds in Blandford Forum are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blandford Forum you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blandford Forum may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Am I right to be suspicious by estate agents that I am dealing with are suggesting a web based conveyancing firm as opposed to a local Blandford Forum conveyancing firm?

As is the case with lots of professional services, often recommendations from relatives can be very helpful. Yet there are lots of people with a keen interest in a conveyancing deal; estate agents, mortgage brokers and lenders may put forward conveyancers to select. Sometimes the lawyers might be known to one of the organisations as experts in their field, but occasionally there might be a commercial relationship behind the recommendation. You are at liberty to select your own conveyancer. However, bear in mind that the majority of banks specify a panel list of solicitors you must use for the mortgage related work in your conveyancing.

Can I find out who owns a property in Blandford Forum?

Assuming that the premises is registered with HM Land Registry, and you have the specifics of the location of the property, you should be able to see details from the HM Land Registry of the registered owner for a for less than a fiver.