Find a Shaftesbury Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shaftesbury? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shaftesbury home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shaftesbury conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Shaftesbury

Due to move into my new home in Shaftesbury next Tuesday. My solicitor now wants me to supply her with evidence of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the lender. What risks does the mortgage company expect the insurance to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not limited to conveyancing in Shaftesbury.

It has been five months since my purchase conveyancing in Shaftesbury completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

What is different about your site and other internet conveyancing solicitors for conveyancing in Shaftesbury?

At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Shaftesbury. As opposed to estate agents and brokerage sites we do not have referral arrangements with solicitors. Some agents and online brokers 'recommend' the firm paying the highest commission, not the best value conveyancing in Shaftesbury

I’m about to sell my garden flat in Shaftesbury. Conveyancing lawyers have not yet been instructed, however I have just had a half-yearly maintenance charge demand – Do I pay up?

It best that you pay the invoice as usual because all ground rent and maintenance payments will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Shaftesbury Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

    Are any of leasehold owners in dispute over their service charge liability? Does this lease have in excess of 82 years remaining? The majority of Shaftesbury leasehold flats will incur a service bill for maintenance of the block invoiced by the management company. If you purchase the flat you will have to meet this liability, normally periodically during the year. This could differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large common grounds. There will also be a ground rent for you to pay yearly, normally this is not a large sum, say around £50-£100 but you should to check it because on occasion it could be surprisingly expensive.

Is it true that a Shaftesbury conveyancing practice taken to court by clients for failing to conduct the appropriate conveyancing searches?

Our attention has not be brought to such a Shaftesbury conveyancing claim but according to a recent report, a couple buying a property in Cumbria successfully won a claim against their property lawyer due to development plans to build a wind farm failing to be identified in conveyancing searches.

Where you are contemplating buying a home in Shaftesbury It is important that your lawyer carry out all Shaftesbury conveyancing searches necessary making sure that you have accurate and current information before acquiring a property.

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