I am about to exchange buying a property in Shaftesbury but as a result of wreckage from a small fire at the property I have managed to agree reparation from the vendor of £2k by way of a adjustment in the price. This was going to be addressed as part of the conveyancing process however Clydesdale are not allowing this. Should they have been informed?

The lawyer that is on a Clydesdale approved list is obliged to advise Clydesdale of any amendments to the sale price. If you were to refuse your lawyer to disclose the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new lawyer for your conveyancing in Shaftesbury.

I have been told that property searches are a common reason for delay in Shaftesbury conveyancing transactions. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any delay in conveyancing in Shaftesbury.

I am buying a new build house in Shaftesbury with a loan from Bank of Ireland. The sellers refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my lawyer about the extras as it could put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Shaftesbury before instructing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor advised that some lenders may not issue a loan on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shaftesbury. Conveyancing will be smoother if you use a solicitor in Shaftesbury especially if they are familiar with such properties in Shaftesbury.

I need to instruct a conveyancing solicitor for my conveyancing in Shaftesbury. I've discover a site which appears to be the ideal solution If it is possible to get all the legals done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?