My uncle passed away 10 months ago and as sole heir and executor I was left the property in Sturminster Newton. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?

Where you plan to refinance then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.

Are all Sturminster Newton Conveyancing Quality Solicitors on the conveyancing panel?

Some major banks and building societies now use the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.

I have today made my last payment due on my mortgage with . I assume I don't need a Sturminster Newton on the panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where has sent the Land Registry the discharge electronically, and
3. has instructed the Land Registry to do so

I have decided to exercise my right to buy my property in Sturminster Newton off the council. I have a mortgage offer with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

Just had an offer accepted on a new build apartment in Sturminster Newton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Sturminster Newton

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants.

In my capacity as executor for the estate of my grandmother I am selling a residence in Cardiff but live in Sturminster Newton. My conveyancer (approximately 260 miles awayneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Sturminster Newton to attest and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are located in Sturminster Newton

Me and my partner are soon to complete buying a house in Sturminster Newton but as a result of wreckage from the recent storms I have negotiated compensation from the current proprietors of £2k by way of a reduction in the price. This was going to be addressed as part of the conveyancing process but the bank will not permit this. Should they have been informed?

Any listed on the mortgage company conveyancing panel is obliged to inform the mortgage company of any changes to the sale amount. In the event that you were to refuse your to report the reduction to your lender then they would have no choice but to discontinue acting for you and the bank.