My IFA has asked me for my Sturminster Newton law firm’s panel reference for the HSBC conveyancing panel. What is the best way to obtain this. I have e-mailed my local Sturminster Newton branch but they don't know it.

You are best placed to get this information from your Sturminster Newton conveyancer . Most Sturminster Newton law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.

We are selling our property in Sturminster Newton and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed an online conveyancing outfit rather than a conveyancing solicitor in Sturminster Newton. We have lived in Sturminster Newton for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.

It would appear that you have a conveyancing firm already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

Are there restrictive covenants that are commonly picked up during conveyancing in Sturminster Newton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Sturminster Newton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Just had an offer accepted on a new build apartment in Sturminster Newton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Sturminster Newton

The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants.

I am short of a 10% deposit on my house purchase in Sturminster Newton , but I am anxious proceed. What can I do?

You can accept a lower deposit. Many sellers will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment