I am hoping to receive a offer of a home loan from Lloyds. I intend to instruct a Licensed Conveyancer in Tisbury. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can your site be used to recommend a Conveyancing solicitor in Tisbury even where I’m not buying or selling a house, for instance where I wish to acquire an office in Tisbury with a loan from Bank of Ireland?
The service is predominantly used to select domestic conveyancing solicitors in Tisbury but we have listed at the bottom of this page a selection of Tisbury commercial conveyancing firms. You should make contact with the firm directly to see if they are also authorised to represent Bank of Ireland
We were going to get a OIP from Nottingham this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nottingham recommend any Tisbury solicitors on the Nottingham conveyancing panel, or is it better to go independently?
You will need to appoint Tisbury solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
I was told two weeks ago that my mortgage has been agreed to by Clydesdale. Is it usual for Clydesdale to only issue the offer once my solicitor in Tisbury is approved on their conveyancing panel? Clydesdale have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Virgin Money have agreed my mortgage in principle, my bid on a flat in Tisbury has been accepted, what are the next steps?
Your estate agent will wish to be informed of your property lawyer's details (ensure that the solicitors are on the lender’s approved list). Telephone Virgin Money or your broker and complete any outstanding forms. Virgin Money will sellect a valuer who will get in touch with the selling agent or owners to schedule a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Virgin Money will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Tisbury.
I own a leasehold house in Tisbury. Conveyancing and The Royal Bank of Scotland mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1996. The conveyancing practitioner in Tisbury who previously acted has now retired. What should I do?
First contact HMLR to make sure that the individual claiming to own the freehold is in fact the new freeholder. You do not need to incur the fees of a Tisbury conveyancing firm to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Tisbury - A selection of Questions you should ask Prior to buying
The majority of Tisbury leasehold apartments will incur a service bill for maintenance of the block invoiced on behalf of the landlord. If you acquire the property you will have to pay this amount, normally in instalments accross the year. This may differ from several hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a ground rent to be met annual, ordinarily this is not a exorbitant figure, say approximately £25-£75 but you should to enquire as on occasion it can be many hundreds of pounds. Does the lease include onerous restrictions? It is important to be aware if fixing the lift or some other major work is coming up that will be shared by the tenants and will dramatically impact the level of the maintenance costs or result in a specific invoice.
I am looking to buy a flat and require a conveyancing solicitor in Tisbury who is on the lender solicitor panel. Could you point me in the right direction as regards a Tisbury solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who do conveyancing in Tisbury. We dont recommend any particular firm.