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Ready to buy a new home in Sandgate? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Sandgate transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Sandgate

I just acquired a property at auction in Sandgate. Conveyancing is needed. What are my next steps?

Having exchanged you now have to instruct a conveyancing practitioner as a matter of priority as you will have a tight deadline in which to complete the conveyancing. An auction property should have an associated auction pack. This will include evidence of title and search results. If you have purchased leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You need to hand this to the conveyancer instructed by you as soon as possible. You also need to ensure that your finances are in place to complete the transaction on the set completion date.

I am the sole recipient of my late mum's will with all property in now in my sole name, including the house in Sandgate. Conveyancing formalities meant that the Land Registry date was in February. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship could be regarded the same way as if I'd bought the property in February. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. Most banks would take a practical view as this provision principally exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.

I have a mortgage with Clydesdale for my property in Sandgate. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?

Clydesdale must be informed of your intention before letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel solicitor.

A friend recommended that if I am purchasing in Sandgate I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is sometimes included in the estimate for your Sandgate conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Sandgate around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Sandgate Education with maps and statistics, Local Amenities and other useful information concerning Sandgate.

I am thinking of appointing a conveyancing practitioner in Sandgate for my home move. Is there any facility to review a firm’s record with the profession’s regulator?

Anyone may see presented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after 1 January 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator could recorded telephone calls for training purposes.

I own a leasehold flat in Sandgate. Conveyancing and Nationwide Building Society mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Sandgate who previously acted has now retired. Do I pay?

First contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Sandgate conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Sandgate - Sample of Questions you should ask before buying

    On the whole the outlay for major works tend not to be included within service charges, although some managing agents in Sandgate obliged leasehold owners to contribute towards a sinking fund created for the specific purpose of building a fund for larger works. The prefered form of lease structure is a share of the freehold. In this situation the leaseholders have being in charge if their destiny and even though a managing agent is often retained where the building is larger than a house conversion, the managing agent employed by the leaseholders. Is anyone aware of any major works anticipated that will add a premium to the maintenance costs?

I am looking to purchase a repression flat in Sandgate and the mortgagee in possession would like to complete within a week. Do property lawyers meet that timeframe? Would it be better to use a high street Sandgate firm or an online company that advertises to offer speedy conveyancing?

Attend your Sandgate shopping parade. Go in to two or three companies and request to see a conveyancing solicitor for a quote. Explain your situation and seek assurances on speed. Select the firm that appears most genuine. Make sure to choose a property lawyer on the panel of conveyancers approved by your lender.

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Neighbouring Locations

Hythe
Sandgate
Folkestone
Maxton

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