I plan on acquiring a flat in Folkestone. My property lawyer is not listed on the lender approved list. Is it possible for me to retain my Folkestone conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
You have a number of alternatives available to you here
- Carry on with your preferred Folkestone conveyancer but your lender will need to use a conveyancing practitioner from their approved list. This will result in additional cost and likely frustration.
- Get a fresh solicitor to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your solicitor to pull out all the stops to join the lender’s panel of solicitors
Our mortgage company has suggested a law firm on their panel based in Folkestone but I would rather use a conveyancing lawyer in Folkestone round the corner to me. Are you able to help?
Not all Folkestone conveyancing practitioners are on all banks conveyancing panel. Use the above find an approved solicitor tool to find a Folkestone conveyancing solicitor on the on the bank panel.
We are aiming to move house in December. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Folkestone. Conveyancing solicitor was found before I stumbled across this page.
On the day of completion you can pick up the house keys from the selling agent however this can only be done when the vendors conveyancers confirm to the agent that the monies to complete are in and the keys can be collected. You can inform the removal company that they can start moving you in. We do not suggest a specific removal company but can assist you in choosing a conveyancing in Folkestone or a legal practice with expertise in conveyancing in Folkestone.
Does a directory service exist listing Skipton panel conveyancers in Folkestone on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of banks make their panel listings visible over the internet. Where you are in need of a Folkestone solicitor on the Skipton please make the most of our tool.
I recently had an offer agreed on an apartment in Folkestone. My financial adviser suggested a lawyer. I paid an on account payment of £225. Shortly after, the conveyancing practitioner called me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Is it necessary to pay for insurance to address the risk of chancel repairs when buying a house in Folkestone?
Unless a previous acquisition of the house completed after 12 October 2013 you may expect solicitors handling conveyancing in Folkestone to continue to advocate a chancel search and or insurance against a claim.
Is it best to instruct a Folkestone conveyancing practitioner who is local to the property I am hoping to buy? I have an old university friend who can perform the conveyancing however his firm is located 200miles away.
The benefit of a local Folkestone conveyancing firm is that you can visit the firm to sign paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were impressed that should surpass using an unknown Folkestone conveyancing solicitor solely due to them being Folkestone based.