I require conveyancing for a flat in a fairly new development (seven years old) in Dover. Almost all the properties have already been sold. Do I need carry out the conveyancing searches as part of conveyancing in Dover?
Conveyancing Searches are a central link in the Dover conveyancing process. There are hundreds companies who offer Dover conveyancing searches, as well straight from the local authority. These are usually referred to as personal search providers and they produce, not surprisingly, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authority.
When it comes to mortgage companies such as Bank of Ireland, do Dover property lawyers incur an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being difficult. The Dover solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Our sealed bid on a detached house in Dover has been accepted, the sellers do however have a connected purchase. The vendors have put an offer on somewhere, but it’s not yet agreed to, and have viewings of other properties in the pipeline. I have chosen a local conveyancing solicitor in Dover. What do I do now? When do I get the mortgage application with Skipton started?
It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then valuation, Dover conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Skipton conveyancing panel. Concerning the subsequent stages this very much depends on the specifics of your transaction, desire for the property and on the state of the market. During a rising market many buyers would apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to move forward with searches.
I require expedited conveyancing in Dover as I am under an ultimatum to sign on the dotted line in less than one month. Thankfully I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you have the choice not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Dover the following are instances of issues that can be revealed and therefore affect the marketability of the property: Enforcement Notices, Overdue Charges, Outstanding Grants, Railway Schemes,...
Given that I will soon part with 450k on a two bedroom apartment in Dover I wish to have a conversation with the lawyer concerning theconveyancing before instructing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your conveyancing in Dover.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Dover should be the amount on the final invoice that you are charged.
My husband is purchasing a leasehold property in Dover. Conveyancing estimates are averaging around £1700. Is that reasonable?
The average cost last year for conveyancing in Dover was £1,419 excluding SDLT and HM Land Registry fees.