We were just about to exchange contracts for a freehold house in Dover. We have hit a snag. Our mortgage offer with Barclays expires on 8/4/2019 but the vendors are insisting on a completion date of 10/4/2019. Is it possible to prolong the loan offer?
The person best placed to address this concern is your conveyancer who will hopefully calculate if he or she is corresponding with the lender, owner’s representatives, selling agents or conceivably all three taking into account the history of your house move to date.
I am buying a victorian detached house in Dover. Our aim is to carry out an extension to the side at the property.Will the conveyancing process include checks to ascertain if these works are permitted?
Your conveyancer should check the registered title as conveyancing in Dover can occasionally identify restrictions in the title deeds which prohibit certain changes or need the permission of another owner. Many extensions need local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
Is there a list of Yorkshire BS panel solicitors in Dover on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable over the internet. If you are seeking to appoint a Dover lawyer on the Yorkshire BS please use our facility.
I am expecting a AIP from Principality this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Dover solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Dover solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I used Action Conveyancing a few years ago for my conveyancing in Dover. Now, I need the documents but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Dover of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Given that I will soon spend £400,000 on a terraced house in Dover I wish to talk to a solicitor regarding thehome move prior to instructing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be carrying out your property ownership legalities in Dover.There is no ‘factory style conveyancing’ - every client is unique person, not a case number. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Dover should be the figure that you are charged.
My wife and I have instructed a Dover conveyancing solicitor for our home move (novice purchasers) and have picked up in the engagement letter that they are not regulated by the FCA. Need I be worried or is that the norm with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. They should be governed by the Solicitors Regulation Authority, who set strict rules covering monies sitting by them.