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Recently asked questions about conveyancing in Dover

I am in the throes of swapping over from my current residential mortgage to a Buy to Let Clydesdale mortgage. I have been informed by my broker that I require a conveyancer as part of the process. I got in contact with my former Dover conveyancing solicitor who dealt with the legals when I first bought the house. The costs illustration provided of just over five hundred pounds is surprising as I am not require purchase conveyancing - it’s just a bog-standard refinance.

The quote is slightly on the expensive side. If you you were to look around you could get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, providing that you were satisfied with the assistance the firm gave you maycome to rue opting for an an unknown conveyancer. Don't forget to enquire the firm can also act for Clydesdale. Do utilise our search tool to locate a Dover conveyancing firm on the Clydesdale approved list of lawyers, which can often include conveyancing solicitors in Dover.

How does conveyancing in Dover differ for new build properties?

Most buyers of new build premises in Dover contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Dover tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Dover or who has acted in the same development.

Am I better off to use a Dover conveyancing practitioner in close proximity to the house I am buying? An old friend can perform the conveyancing however they are based a couple of hundredmiles away.

The primary upside of using a high street Dover conveyancing practice is that you can visit the firm to sign documents, hand in your identification documents and apply pressure on them if necessary. They will also have local insight which is a bonus. However it's more important to get someone that will pull out all the stops for you. If you know people who instructed your friend and the majority were content that should outweigh using an unfamiliar Dover conveyancing lawyer solely due to them being Dover based.

Do you have any top tips for leasehold conveyancing in Dover from the point of view of saving time on the sale process?

  • A significant proportion of the delay in leasehold conveyancing in Dover can be bypassed if you instruct lawyers the minute you market your property and ask them to collate the leasehold information which will be required by the purchasers’ lawyers.
  • You may think that you are aware of the number of years remaining on your lease but you should double-check via your solicitors. A buyer’s lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is less than 75 years. In the circumstances it is essential at an early stage that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your property on the market for sale. If you have had conflict with your landlord or managing agents it is very important that these are resolved prior to the flat being marketed. The buyers and their solicitors will be warry about purchasing a property where there is a current dispute. You may have to bite the bullet and discharge any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is better to present the dispute as historic as opposed to unresolved. The majority of freeholders or Management Companies in Dover charge for supplying management packs for a leasehold premises. You or your lawyers should discover the fee that they propose to charge. The management information sought on or before finding a buyer, thus accelerating the process. The average time it takes to obtain the necessary information is three weeks. It is the most usual cause of delay in leasehold conveyancing in Dover.

Dover Leasehold Conveyancing - A selection of Questions you should ask before Purchasing

    Where a Dover lease has fewer than eighty years it will have adverse implications on the value of the apartment. It is worth checking with your bank that they are willing to to proceed given the lease term. A short lease means that you will probably require a lease extension at some point and it is worth discovering how much this would cost. Remember, in most cases you would need to own the property for two years before you are entitled to extend the lease. Please inform me if there are any major works anticipated that will increase the service charges? What is the yearly maintenance fee and ground rent?

The financial adviser has suggested using their lawyer for my conveyancing in Dover - Is it not simpler better to just use them?

This is not necessarily the case and you are entitled to opt for whichever property lawyer you decide for your Dover conveyancing. The solicitor recommended by a 3rd party adviser may not always be the best conveyancer, they may put forward their own conveyancing firm who are based remotely. In this instance you may not have contact with your property lawyer and due to the lack of continuity in the transaction, it may be difficult to obtain updates.

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Neighbouring Locations

Sandwich
Deal
Folkestone
Maxton
Dover

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