Willinstructing a Deal conveyancing practitioner make the ownership transfer smoother?
Established third party relationships is an important consideration when choosing conveyancing lawyers. Deal law firms often have connections with lenders and agents, local authorities, surveyors and other law firms meaning the whole process is going to be much more straightforward for you. Hosting vast intelligence of the local area is an advantage.
As someone not used to the Deal conveyancing process what is your top tip you can impart concerning the ownership transfer in Deal
You may not hear this from too many lawyers but conveyancing in Deal or throughout Kent is an adversarial experience. In other words, when it comes to conveyancing there is lots of opportunity for friction between you and others involved in the legal transfer of property. For instance, the seller, estate agent and sometimes a lender. Choosing a lawyer for your conveyancing in Deal an important selection as your conveyancer is your adviser, and is the SOLE party in the transaction whose role it is to protect your legal interests and to protect you.
On occasion a third party with a vested interest will attempt to convince you that you should follow their advice. For instance, the estate agent may claim to be helping by claiming that your solicitor is wrong. Or your mortgage broker may advise you to do something that is against your solicitors advice. You should always trust your lawyer above all other parties in the conveyancing process.
I have 71 years remaining on my lease and require a lease extension for my apartment in Deal. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/12/2018 the requirements read as follows :
For new build properties, the following lease terms are not acceptable:
- The unexpired lease term on a new build flat is less than 125 years
- The unexpired lease term on a new build house is less than 250 years
If the lease cannot be amended to comply with the above, the case cannot proceed. Please advise us immediately where the case cannot proceed.
Contact point as detailed in 1.11b.
I am assisting my mother sell her house in Deal. Will the conveyancing solicitor commission an EPC or do I organise this?
After the demise of HIPs, EPC’s was maintained a required element of selling a property. An energy performance certificate must be to hand prior to the property being advertised. It is not as aspect of the sale process that conveyancers normally arrange. If you are using a Deal conveyancing lawyer they may be able to arrange EPC’s given their relationships with long established Deal assessors
Are all Deal Conveyancing Quality Solicitors on the Lloyds conveyancing list of approved firms?
It is true that some lenders now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
My offer was accepted on a property in Deal on 19/10/2018, valuation was booked 3 days later, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I used Wolstenholmes several years ago for my conveyancing in Deal. Now, I need the files but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Deal of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.