I am buying a right to buy a flat in Deal. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Deal you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Deal.

Me and my brother have a terraced Edwardian property in Deal. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Deal and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who conducted the work.

Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Deal is where the house is located. Can you shed any light on this issue?

Flying freeholds in Deal are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Deal you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Deal may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

My husband and I are a fortnight into a freehold purchase having been recommend to a firm by the local agent to perform conveyancing in Deal. We are not happy. Can you help me find new conveyancers?

A lawyer would have to be very poor to suggest diss instructing them. Has your mortgage offer been generated? If so you must inform them of the new contact details and ensure the mortgage documents are re-sent. Your new conveyancer should be on the banks approved list to avoid supplemental costs and complications. So that should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a bank approved lawyer for your home move in Deal

Due to sign contracts shortly on a basement flat in Deal. Conveyancing lawyers have said that they are sending me a report next week. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Deal should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? Who has the liability to repair and maintain the block. It is essential that you know which party is liable for the repair and maintenance of all parts of the block and communal areas Your lawyers should enable you to have an understanding of the insurance obligations The physical extent of the property. This will be the flat itself but might include a roof area or basement if appropriate. Do you need to have carpet in the flat or are you allowed wood flooring?

Deal Conveyancing for Leasehold Flats - A selection of Queries before buying

How much is the ground rent and service charge? For most Deal leaseholds the cost for major works are not included within service charges, although a few managing agents in Deal require leasehold owners to pay into a reserve fund created for the specific purpose of building a fund for major repairs or maintenance. Plenty Deal leasehold flats will be liable to pay a service bill for the upkeep of the building set on behalf of the management company. Where you acquire the property you will have to meet this charge, normally in instalments throughout the year. This could differ from a few hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent to be met yearly, ordinarily this is not a large amount, say around £50-£100 but you should to enquire it because sometimes it can be many hundreds of pounds.