Can you help? My Westgate on Sea solicitor is advising me that he is legally obliged toconduct Westgate on Sea conveyancing searches resulting from the fact thatthe firm are on the HSBCconveyancing panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with a bank your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Westgate on Sea conveyancing searches.
I require fast conveyancing in Westgate on Sea as I am under pressure to complete within 3 weeks. A mortgage is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are not obtaining a mortgage you are at liberty not to do searches although no law firm would recommend that you don't. With lots of history conveyancing in Westgate on Sea the following are examples of what can crop up and therefore impact market value: Enforcement Actions, Outstanding Fees, Outstanding Grants, Road Schemes,...
Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who handled the conveyancing in Westgate on Sea 4 years ago no longer exist. What do I do?
You no longer need to hold title deeds to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Westgate on Sea I like with a park and station nearby, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Westgate on Sea for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you require a mortgage that many years will be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
We're new on the property ladder - agreed a price, yet the selling agent has warned us that the owners will only issue a contract if we appoint the agent's preferred lawyers as they want a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Westgate on Sea
It is unlikely the sellers are behind this. Should the seller desire ‘a quick sale', turning down a genuine buyer is not the way to achieve this. Avoid the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you intend to appoint your own,trusted Westgate on Sea conveyancing lawyers - rather thanthose that will give their estate agent a referral fee or achieve conveyancing targets pre-set by corporate headquarters.