Our grandson is buying a house that has just been built in Margate with a mortgage from Aldermore. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am assisting my aunt sell her flat in Margate. Does the solicitor arrange the energy performance certificate or it is for me to see to?

After the demise of Home Packs, energy assessments was maintained a mandatory element of selling a property. An EPC needs to be to hand prior to the property being marketed. It is not as aspect of the sale process that lawyers normally arrange. If you are using a Margate conveyancing practitioner they might be able to arrange EPC’s given their relationships with reputable Margate assessors

We are aiming to move property in September. Will my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you suggest a removal company in Margate. Conveyancing firm was chosen prior to coming across your website.

On the day of completion you will need to collect the house keys from your selling agent however this can only be done after the previous owners lawyers inform the agent that they have the completion monies and the keys can be collected. Subsequently you should advise the removal men that they can start moving you in. We do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Margate or a lawyer with expertise in conveyancing in Margate.

After shopping around on the internet I have found a Margate lawyer having checked that they are on the Santander conveyancing panel. Does my lawyer arrange the survey of the property?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Margate postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Margate.

I am selling my home. My previous solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Margate if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Margate. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I am using a search engine for the term conveyancing in Margate it reveals numerous conveyancersin the area. How do I determine which is the right conveyancing solicitor for me?

The preferential way of seeking a suitable conveyancer is via personal testimonial, so ask colleagues and family who have bought a property in Margate or a reputable estate agent or mortgage broker. Costs for conveyancing in Margate vary, so it's a good idea to obtain a minimum of three estimates from varying types of solicitors. Dont forget to clarify what costs in the quote includes.

My lawyers in Margate have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?

It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.