Can the conveyancing practitioners revealed through your search tool perform right to buy conveyancing in Sherborne?
We work with numerous conveyancing specialists carrying out right to buy conveyancing matters Please get in touch with the solicitors listed with a view to secure a conveyancing quote.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel lawyer as I would much rather appoint a high street conveyancing solicitor in Sherborne?
Do check but the chances are that appoint one of their panel conveyancers should you take up the "fee-free" offer. Speak to the bank to ask if they offer you a monetary alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Sherborne.
We previously chose conveyancers with offices in Sherborne on the TSB solicitor approved list. They have just billed me an additional amount for dealing with the TSB mortgage. Is this a supplemental conveyancing fee specified by TSB?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can charge a fee for this. This charge is not dictated by TSB but by your Sherborne solicitor. Numerous firms on the TSB panel will quote an ‘acting for lender’ fee and others do not.
The formalities of my remortgage has taken place for my property in Sherborne. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
After much negotiation I have agreed a price on an apartment in Sherborne. My mortgage broker pressured me to appoint their property lawyer. I paid an on account payment of £225. Soon after, the lawyer called me sheepishly admitting that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a residence in Sherborne? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this a legitimate concern for conveyancing in Sherborne?
Unless a previous purchase of the house took place post 12 October 2013 you could take it that lawyers carrying out conveyancing in Sherborne to remain encouraging a chancel search and or chancel repair liability insurance.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Sherborne is the location of the property. Is there any guidance you can give?
Flying freeholds in Sherborne are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sherborne you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sherborne may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.