Finally the sale completed on my house in Tiverton last December but our buyer keeps calling daily to moan that her solicitor is waiting to hear from mine. What should have happened now that I have sold?
After completion of your house sale your lawyer is duty bound to send the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. If applicable, your lawyer must also confirm that the mortgage has been redeemed to the purchasers conveyancers. There is unlikely to be post completion tasks just for conveyancing in Tiverton.
We wanted to use a property lawyer in Tiverton for our house move. Our financial adviser has since advised us that our mortgage company Accord Mortgages Ltd won't deal with them. Surely this is unfair competition?
Banks tend to restrict either the type or the amount of conveyancing firms on their member panel. A common example of such criteria being that a firm must have two or more partners. In addition to restricting the profile of firm, some have limited the number of solicitor practices they allow to represent them. Be aware that Accord Mortgages Ltd have no responsibility for the quality of advice provided by any member of Accord Mortgages Ltd Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of solicitor panels since 2008 even though there remains mixed opinions about the extent of solicitor engagement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms, including some in or near Tiverton only perform a couple conveyances a year.
I am assisting my mother sell her house in Tiverton. Will the solicitor commission the energy assessment or it is for the owner to coordinate?
Following the demise of Home Packs, EPC’s was retained a required part of selling a house. An EPC needs to be to hand before the property is advertised. This is not a task that conveyancers ordinarily arrange. If you are using a Tiverton conveyancing practitioner they may be willing to arrange EPC’s given their contacts with reputable Tiverton energy assessors
Please help - my lawyer says that lack of planning permission insurance is necessary on my purchase. What is the level of cover for Tiverton conveyancing?
The right level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
Can you point me to a directory of UBS panel solicitors in Tiverton on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings available on the web. If you are in need of a Tiverton solicitor on the UBS please use our tool.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Tiverton is where the house is located. Is there any guidance you can give?
Flying freeholds in Tiverton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tiverton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tiverton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What tools are available to search for a Tiverton solicitor on the Nationwide Building Society conveyancing panel? I have a car and am willing to travel upto 10miles to meet the solicitor.
Feel free to make use of the tool on this website. Please choose the mortgage company and your location and you will see a number of Tiverton conveyancing lawyers based on proximity. We have detailed some Tiverton conveyancing firms at the bottom of this page and you can ring them to verify whether they are on the Nationwide Building Society panel