My partner and I are getting closer to an exchange on a flat in Vauxhall and my mum and dad have transferred the exchange deposit to my . I am now advised that as the deposit has been received from someone other than me my needs to disclose this to my mortgage company. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

Your is legally required to check with the bank to ensure that they are aware that the balance of the purchase price is not from your own resources. The solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

I got the keys to my home on 2 March and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Vauxhall said it would be registered inside ten days. Are properties in Vauxhall uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Vauxhall registration formalities. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. At present approximately three quarters of such applications are fully addressed in less than three weeks but occasionally there can be extensive hold-ups. Historically registration is effected once the purchaser is living at the premises therefore post completion formalities is not usually an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.

I opted to have a survey carried out on a property in Vauxhall before retaining solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend refuse to issue a loan on this type of house.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Vauxhall. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Vauxhall to see if the conveyancing will be more expensive.

How do I use your search facility to locate a conveyancing lawyer in Vauxhall on the panel for my mortgage?

First choose a mortgage company such as , or then specify your preferred area a common one being Vauxhall. Conveyancing practices in Vauxhall and beyond will then be shown.

Frank (my husband) and I may need to sub-let our Vauxhall 1st floor flat for a while due to taking a sabbatical. We used a Vauxhall conveyancing practice in 2002 but they have closed and we did not have the foresight to get any advice as to whether the lease allows us to sublet. How do we find out?

Notwithstanding that your last Vauxhall conveyancing lawyer is no longer around you can review your lease to check if it allows you to sublet the premises. The accepted inference is that if the lease is non-specific, subletting is permitted. Quite often there is a prerequisite that you must seek consent from your landlord or other appropriate person prior to subletting. This means that you cannot sublet without first obtaining consent. The consent is not allowed to be unreasonably refused ore delayed. If your lease prohibits you from letting out the property you should ask your landlord for their consent.

I own a 2 bed flat in Vauxhall, conveyancing having been completed half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Vauxhall with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 charged once a year. The lease comes to an end on 21st October 50

With 50 years unexpired the likely cost is going to range between £36,100 and £41,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.