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approved by Co Op Bank
Ready to buy a new home? Failing to check that a lawyer is on the Co Op Bank list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Co operative Bank plc Conveyancing Panel
Frequently asked questions relating to the Co operative Bank Conveyancing Panel
I have been advised by my broker that I have to pay Co operative Bank fees if I use my own solicitor. How good are the Co operative Bank conveyancing panel solicitors? I dont care which law firm I use as long as they're good and reasonably priced. Are there any Co operative Bank conveyancers you'd recommend?
Co operative Bank’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Co operative Bank will allow to act for them.
My son-in-law is in the process of securing a newly built flat with a mortgage from Co operative Bank. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Co operative Bank conveyancing panel as a standard part of the process, and to the surveyor when asked.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Co operative Bank conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Co operative Bank conveyancing panel. My lawyer has said that they are on the Co operative Bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Co operative Bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Co operative Bank solicitor panel.
I am selling my house. Does my solicitor have to be on the Co operative Bank conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Co operative Bank conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I have paid off my mortgage with Co operative Bank. I assume I don't need a solicitor on the Co operative Bank panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co operative Bank mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co operative Bank mortgage from the register. Co operative Bank,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Co operative Bank has sent the Land Registry the discharge electronically, and
the Co operative Bank has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Co operative Bank mortgage has been paid off.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with Co operative Bank. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Co operative Bank you will need to appoint a solicitor on the Co operative Bank conveyancing panel.
I was told three weeks ago that my mortgage has been agreed
to by Co operative Bank. Is it usual for Co operative Bank to only issue the offer once my
solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co operative Bank to deal with your lawyers application to be on the Co operative Bank conveyancing panel. There's no guarantee that your solicitors will be accepted.