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approved by GenH
Ready to buy a new home? Failing to check that a lawyer is on the GenH list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Gen H Conveyancing Panel
Examples of recent questions relating to the Gen H Conveyancing Panel
My lawyer is not listed on the Gen H Conveyancing Panel. Is it possible for me to retain my family solicitor notwithstanding that they are excluded from the Gen H list of approved lawyers?
You will need to have a conveyancer complete the legal work required when you take out a Gen H mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Gen H conveyancing panel additional costs will be incurred as separate legal representation will be required by Gen H. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am buying a new build duplex and my conveyancer is advising me that she is duty bound to disclose incentives from the seller as her firm is on the Gen H conveyancing panel. I am nearing the developer’s deadline to exchange contracts and I would rather not delay the conveyancing. Can I insist on an exchange regardless of what my lawyer says about being on the Gen H panel?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Gen H approved panel is to comply with the CML Handbook requirements (last updated for this lender on Gen H). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I need to find a Gen H panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Gen H panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Gen H to find out which solicitors in Gen H are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am attempting to get my former partner taken off the mortgage deeds. Can Gen H really insist on which solicitor I can or can not use?
You can use any solicitor you like but Gen H then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Gen H solicitors panel
We were going to get a DIP from Gen H this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Gen H recommend a solicitor on the Gen H conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Gen H conveyancing panel. The solicitor represents both you and the Gen H through the process.
I currently have a mortgage with with Gen H. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Gen H?
Your original mortgage agreement with Gen H will provide that you need their approval before renting your property as this is likely to be a breach of Gen H’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Gen H directly. It should not be necessary to do this via a Gen H conveyancing panel solicitor.
It is not clear whether my mortgage offer requires a lease extension . I have called Gen H on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Gen H conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
Your lawyer has to follow the CML Handbook Part 2 requirements for Gen H. Unless your lawyer obtains specific confirmation in writing that Gen H will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Gen H to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.