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approved by GenH
Ready to buy a new home? Failing to check that a lawyer is on the GenH list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Gen H Conveyancing Panel? How can my firm be reinstated onto the Gen H Conveyancing Panel?Find an Approved Solicitor on the Gen H Conveyancing Panel
FAQs for the Gen H Solicitor Panel
I need to swap lawyers as my lawyer is not on the Gen H panel of conveyancing solicitors. Is it practical to instruct different lawyers?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My wife and I intend to remortgage our penthouse with Gen H. We have a son 19 who lives with us. The solicitor on the Gen H conveyancing panel has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of questions (1) Is this document specific to the Gen H conveyancing panel as he never had to sign this form when we remortgaged 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Gen H .This is solely used to protect the Gen H if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Gen H had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Gen H conveyancing panel. My lawyer has said that they are on the Gen H approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Gen H conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Gen H solicitor panel.
My grandfather passed away last year and as sole heir and executor was left the house. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Gen H , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Gen H will insist on your using a conveyancer on the Gen H conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Gen H conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Gen H mortgage is registered as a charge at the Land Registry.
We were going to get a DIP from Gen H this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Gen H recommend a solicitor on the Gen H conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Gen H conveyancing panel. The solicitor represents both you and the Gen H through the process.
I am due to exchange contracts on my house. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Gen H are being difficult. The solicitor who is on the Gen H conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Gen H are insisting on a building regulation certificate. Why do Gen H have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Gen H have referred the matter to their valuer. The reason why Gen H may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
Planning on purchasing a house with a mortgage with Gen H. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Gen H conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Gen H conveyancing panel
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Transfer of Equity for Gen HPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors