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Ready to buy a new home? Failing to check that a lawyer is on the HodgeLife list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?Is my firm on the Hodge Life Conveyancing Panel? How does my firm apply to be on the Hodge Life Conveyancing Panel? How can my firm be reinstated onto the Hodge Life Conveyancing Panel?
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Hodge Life Conveyancing Panel : Questions and Answers
My mortgage broker has has requested my law firm’s panel member for the Hodge Life conveyancing panel. Can you suggest how I find this out. I have tried my local Hodge Life office but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Hodge Life panel reference.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Hodge Life will not agree to this. Why was Hodge Life even consulted?
Your lawyer being on the Hodge Life conveyancing panel is duty bound to inform Hodge Life of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Hodge Life then they would have to discontinue acting for you and Hodge Life.
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Hodge Life solicitor panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I was supposed to complete on my first house yesterday. My solicitor is on the Hodge Life conveyancing panel but has changed address in the past couple of months and had not informed Hodge Life of their new address. Hodge Life is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is a rare situation indeed. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Hodge Life branch or your mortgage broker to see if they can assist.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Hodge Life conveyancing panel?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
I am currently in the process of buying my council flat. I have a mortgage offer with Hodge Life. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Hodge Life you will need to appoint a solicitor on the Hodge Life conveyancing panel.
Intending to buy a house with a mortgage with Hodge Life. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Hodge Life conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Hodge Life conveyancing panel