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approved by HodgeLife

Ready to buy a new home? Failing to check that a lawyer is on the HodgeLife list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Hodge Life Conveyancing Panel

Frequently asked questions relating to the Hodge Life Solicitor Panel

My fiance and I are purchasing a 1 bedroom flat in Leeds with a mortgage from Hodge Life. We have a lawyer but Hodge Life says she’s not on their "panel". We have to appoint one of the Hodge Life panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Hodge Life conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Hodge Life
Our solicitor has identified a problem with the lease for the apartment we are purchasing. The seller’s lawyers have offered title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer says that as he is on the Hodge Life conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or Hodge Life?
Just because you have a mortgage offer from Hodge Life does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Hodge Life are the client. These conveyancing instructions have to be complied with by the Hodge Life conveyancing panel who has to balance acting for you and Hodge Life
I require the services of a Hodge Life panel solicitor in Belfast. Can you assist?
It is not clear why you need a Hodge Life panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Hodge Life to find out which solicitors in Hodge Life are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
My conveyancers in London have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Hodge Life. Is it case that being on the Hodge Life conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Hodge Life Conveyancing Panel Terms. It might be worth you contacting Hodge Life directly.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Hodge Life be concerned
Given that you are obtaining a mortgage with Hodge Life your lawyer must to check the Hodge Life conveyancing instructions contained in the Part of CML Handbook for Hodge Life . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Hodge Life where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
I have agreed a price on a house I spoke to a lawyer recommended by my dad and he suggested instructing a law firm approved by Hodge Life. The estate agent recommended two local firms so I asked Hodge Life if the 2 suggested solicitors are approved, which they are not. Hodge Life suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Hodge Life 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Hodge Life to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Hodge Life conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Hodge Life conveyancing panel as it may only take about 2-3 weeks. As long as they meet Hodge Life’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with Hodge Life?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Hodge Life conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Hodge Life and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.