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approved by HodgeLife
Ready to buy a new home? Failing to check that a lawyer is on the HodgeLife list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Hodge Life Conveyancing Panel
FAQs for the Hodge Life Solicitor Panel
My IFA has has requested my lawyer’ panel member for the Hodge Life conveyancing panel. What is the best way to find this out. I have called my local Hodge Life office but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Hodge Life.
Can you clarify something for me?. My lawyer is not to blame but, my purchase conveyancing has been going on for months. The Local Authority Search from Hodge Life was date stamped random date and we have agreed a date for me to move into the property on 6. My solicitor informs me that as she is on the Hodge Life conveyancing panel she needs to reorder the searches as they are no longer acceptable to the lender.
One of the many conditions to being on the Hodge Life approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Hodge Life)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Hodge Life.
Your search tool is useful but there are many lawyers listed near Newcastle on the Hodge Life conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Hodge Life ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
My grandmother passed away last year and as sole heir and executor was left the house. The house had a small mortgage left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Hodge Life , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Hodge Life will insist on your using a conveyancer on the Hodge Life conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Hodge Life conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Hodge Life mortgage is registered as a charge at the Land Registry.
We were going to get a DIP from Hodge Life this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Hodge Life recommend a solicitor on the Hodge Life conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Hodge Life conveyancing panel. The solicitor represents both you and the Hodge Life through the process.
I was told four weeks ago that my mortgage has been agreed
to by Hodge Life. Is it usual for Hodge Life to only issue the offer once my
solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Hodge Life to deal with your lawyers application to be on the Hodge Life conveyancing panel. There's no guarantee that your solicitors will be accepted.
Hodge Life have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Hodge Life or your broker and complete any relevant paperwork. Hodge Life will tell you what documents they want. Hodge Life will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Hodge Life will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.