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approved by ModaMortgages
Ready to buy a new home? Failing to check that a lawyer is on the ModaMortgages list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the ModaMortgages Conveyancing Panel? How can my firm be reinstated onto the ModaMortgages Conveyancing Panel?Find an Approved Solicitor on the ModaMortgages Conveyancing Panel
ModaMortgages Conveyancing Panel Recently Asked Questions
The lawyer my husband and I wanted to use for conveyancing on a purchase said he will levy higher legal fees if my lender is due to their difficult processes! Am I likely to be frustrated using ModaMortgages? Is ModaMortgages conveyancing so much more difficult?
ModaMortgages conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the ModaMortgages conveyancing panel. If they are not, this does add further risk of delay as ModaMortgages will appoint their own solicitors to look after their interest.
We are getting closer to an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender ModaMortgages. Apparently, being on the ModaMortgages conveyancing panel and acting on their behalf he must inform ModaMortgages if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with ModaMortgages to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to ModaMortgages if you agree, failing which, your lawyer must cease to continue acting.
I am purchasing a flat and need a conveyancing solicitor in Liverpool who is on the ModaMortgages solicitor. Can you recommend a local conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for ModaMortgages . We don’t recommend any particular firm.
My house is up for sale and I have a buyer. Does my solicitor have to be on the ModaMortgages conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the ModaMortgages conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. ModaMortgages have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with ModaMortgages your lawyer must to check the ModaMortgages conveyancing instructions contained in the Part of CML Handbook for ModaMortgages . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to ModaMortgages where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to proceed? I hope to get a mortgage with ModaMortgages. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with ModaMortgages involved you will need to appoint a solicitor on the ModaMortgages conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to ModaMortgages. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the ModaMortgages conveyancing panel.
I have paid off my mortgage with ModaMortgages. I assume I don't need a solicitor on the ModaMortgages panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your ModaMortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the ModaMortgages mortgage from the register. ModaMortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the ModaMortgages has sent the Land Registry the discharge electronically, and
the ModaMortgages has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your ModaMortgages mortgage has been paid off.
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Transfer of Equity for ModaMortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors