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approved by Scottish BS

Ready to buy a new home? Failing to check that a lawyer is on the Scottish BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Scottish Building Society Conveyancing Panel

FAQs for the Scottish Building Society Solicitor Panel

My husband and I are hoping to buy a 2 bedroom flat in Leeds with a mortgage from Scottish Building Society. We have a solicitor but Scottish Building Society says he's not on their "panel". It seems we have little choice but to instruct one of the Scottish Building Society panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Scottish Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Scottish Building Society
Please help. My lawyer is assuring me that she is duty-bound to apply for a Local Authority search as the firm are on the Scottish Building Society approved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with Scottish Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Scottish Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Scottish Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do all mortgage companies provide you with an approved list of solicitors? How do you know who is on the Scottish Building Society conveyancing panel?
The firms themselves provide us confirmation that they are on the Scottish Building Society conveyancing panel as opposed to being supplied with a list from Scottish Building Society directly.
I am considering applying for a Scottish Building Society mortgage for purchase of a new build (under development) with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Scottish Building Society?
There is nothing to stop you using your solicitor but Scottish Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
How can we tell if a solicitor on the Scottish Building Society panel is any good?
Getting recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor carrying out your transaction
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Scottish Building Society conveyancing panel requirements are different to Scottish Building Society’s conveyancing panel criteria.
My brother and I are acquiring a house in Hendon. Conveyancing solicitors in Hendon will soon beinstructed. My brokeradvised that we check that the solicitor in Hendon is on the Scottish Building Society approved list of lawyers. Surely I don't need to do this, do I?
Far from all Hendon conveyancing practices are on the Scottish Building Society conveyancing panel. Use the above search tool to locate a Hendon conveyancing firm on the on the Scottish Building Society panel.